Ikubeka iibhanki Russian ngokwemiqathango kukuthembeka, impahla kunye mboleko unikwe

Ihlabathi elilawulwa imali, yaye phantse zonke zona kumaziko eli lizwe-mali - iibhanki. Ngokuqinisekileyo wonke umntu ebomini bam atyekela ibhanki ngenxa yezizathu okanye omnye: thatha mboleko ukwenza igalelo, yenza transfer imali, kwaye ekugqibeleni, oku eziziziqalelo ukuhlawula ekukhanyeni, umbane kunye namanzi. Kakade ke, ukuba nawuphi na umntu osebenzisa iinkonzo ezifana kakhulu, njengoko iidiphozithi okanye mboleko, singathanda ukuba qiniseka ukuba ibhanki elithembekileyo, nokuba imali uya kusindiswa.

Ukuze ube nomfanekiso ngokupheleleyo kwaye wenze ukhetho oluchanekileyo, sinako kuphethulela ingqalelo yethu ukuthandwa lwamaziko zemali. ingqalelo yakho unikwa ireyithingi beebhanki Russian ngokweempawu ezahlukeneyo, ezifana ukuthembeka, uzinzo, ukuthandwa, inzuzo, yaye zakhutshwa mboleko, njalo-njalo.

indices yokubala Base kuqokelela ngokupheleleyo onke amaziko emali kwilizwe lethu ukuba ukupapasha iingxelo ngemisebenzi yayo zemali kwicandelo likarhulumente. Rating wophawu ngalunye Kubonakala ngathi odolwa iibhanki beempawu ezithile. Umsebenzi ophambili we-isikali ukuthelekisa iibhanki kwi umsebenzi liphezulu kuqikelelwa, ebonisa indawo zabo kwiimalike zemali.

Rating yeebhanki ezinkulu kweli lizwe

Ngexesha lobunzima nokungazinzi zemali, abantu bazama ukufumana phandle yeziko zemali ukutyala imali yabo kuphela umyinge wenzala kwi iidipozithi, njengoko ngokwemigaqo ukuthembeka, yaye uninzi yeebhanki ezinkulu akhokele ukalisho kukuthembeka, nto leyo akumangalisi.

Ngoko ke, lo mlinganiselo yeebhanki ezinkulu Russian:

1. OJSC "Sberbank of Russia".

2. "VTB" (Vnshetorgbank).

3. OAO "Gazprombank".

4. OAO "Rosselkhozbank".

5. Cjsc "VTB 24".

6. MMBM JSC «Bank of eMoscow».

7. OJSC "Alfa Bank."

8. Joint-Stock Company "Uni-Credit Bank".

9. OJSC "Promsvyazbank".

10. JSC "Rosbank"

ukuthembeka

Rating Banks Russia mayiqulunqwe iindlela ezahlukeneyo, kodwa ukuthembeka - oku mhlawumbi yeyona ibalulekileyo, apho siza kuqala. Ukuze ubone inqanaba kwisalathisi ibhanki esebenzisa iikhrayitheriya zokubakhetha ezahlukeneyo. Assessment ukuba qualitative data, kusetyenziswa indlela oluninzi, eli edulusele kuhlalutyo ngaxeshanye data ezahlukeneyo zeengxelo zemali: impahla, imali, amatyala, iidiphozithi, mboleko njalo njalo.

Ikubeka iibhanki Russian ngokwemiqathango kukuthembeka:

1. OJSC "Sberbank of Russia"

bank mdala eli lizwe. Loo inqanaba eliphezulu kukuthembeka zingalula wachaza - ibhanki ilungele ukuza ukunceda abemi kwimicimbi yemali, ndinibuthe ngexesha inzima lizwe.

2. "VTB" (Vneshtorgbank)

It has a kwinqanaba eliphezulu kukuthembeka kwindawo yokuqala kuba sixhaswa ngurhulumente. Ngaphezu kwama-50% ezabelo ezi sikarhulumente. Le yebhanki edume ngokuba yebhanki Putin kaThixo.

3. OAO "Gazprombank"

umsebenzi yebhanki ilawulwa yi yibhanki "Russia", oko kukuthi ibekwe eSt Petersburg. yonke "Gazprom" ithetha asaqalayo Gazprombank.

4. OAO "Rosselkhozbank"

5. Iingcali Financial bathi ukuba i akhawunti kwicandelo lezolimo ukuze nani likhulu mboleko apho urhulumente ibisoloko aphake imali. Le nto ukhuseleko ebhankini kunye, ngoko, inshorensi kunye nabaxumi emiselweyo.

6. MMBM JSC «Bank of eMoscow».

Into nje ukuba iBhanki iziko engundoqo zemali urhulumente kwikomkhulu, usenza sibe nentembelo.

Oku kulandelayo zokukala kweebhanki of Russia kwindlela ezifana ukuthembeka, wanciphiswa itafile ukwehla ukuze ii-asethi zabo. Inikeza ezilishumi zokuqala.

inombolo	Igama lebhanki	ukukala	NgokoMthetho-asethi
1	Sberbank of Russia	●●●●●	1
2	VTB (Vnshetorgbank)	●●●●●	2
3	Gazprombank	●●●●●	3
4	VTB 24	●●●●●	4
5	Rosselkhozbank	●●●●●	5
6	MMBM Bank of eMoscow	●●●●●	6
7	Alfabank	●●●	7
8	Nomos-Bank	●●●	8
9	Promsvyazbank	●●●●	10
10	Raiffeisenbank	●●●●	12

Ukuthembeka rating ibonakalisa amandla kumaziko zemali lizwe ukuzalisekisa iimfanelo zabo kubathengi, kwakunye kwimali eyinkunzi kunye amatyala apho kuphuma uqoqoqsho iya kuba imali akhawunti zangoku kunye needipozithi.

Ikubeka iibhanki Russian ngokwemiqathango asethi

asethi Bank zezi: cash on hand, imali ekhutshwe yeemveliso zemboleko yekhredithi, umthamo utyalo ngokhuselo kunye nezorhwebo nemihlaba, kunye neminye imilinganiselo anokuthi elithelekelelwayo ngokwemimiselo yezemali. Impahla kufuneka ukuba basebenze kwaye imali entle.

Beka endaweni nokurhafiswa asethi - enye indlela ibalulekileyo ukhetha ibhanki ngeenjongo zokugcina imali ebhankini, ukusetyenziswa amakhadi kunye akhawunti yangoku, kunye nokwenza eminye imicimbi yemali. Kukho intetho ethi: ". Le bhanki inkulu kakhulu ukuba nakanjani ' Eli binzana ngokwenene yinyaniso. Ukuthembeka Amaziko mali inyuke ngokungagqibekanga xa impahla yayo ikhula.

Ezi zilandelayo olusuka iibhanki Russian ngokwemiqathango asethi lushwankathelwe itafile (kwehle).

inombolo	Igama lebhanki	inani leempahla
1	Sberbank of Russia	17477454 224,00r.
2	VTB (Vnshetorgbank)	5.965.152 230,00r.
3	Gazprombank	3913061 815,00r.
4	VTB 24	2.231.046 824,00r.
5	Rosselkhozbank	1.886.302 458,00r.
6	MMBM Bank of eMoscow	1782315 083,00r.
7	Alfabank	1515480 711,00r.
8	Nomos-Bank	989.110 468,00r.
9	Uni-Credit Bank	880.451 211,00r.
10	Promsvyazbank	786.725 417,00r.

capital

Capital - ayikho into enye, njengoko ngezibonelelo leziko zemali. Oku kuquka ngokupheleleyo zonke izixhobo kunye neenqobo ezila ngqo ebhankini, apho elithelekelelwayo ngokwemimiselo yezemali. Loo mali eziye ithunyelwe ngabathengi yayo akhawunti kunye needipozithi, ibhanki akangowakhe. Okokuqala eyinkunzi lusetyenziswe njengendlela yokwenza inzuzo imali.

Uzinzo kuxhomekeke kubungakanani eyinkunzi. Isizathu soku usendleleni yokuba ebhankini, kusetyenziswa iimali zayo, ukuseka uvimba apho kamva wayeza kusebenzisa imali ekuhlawuleni ilahleko. Ngoko ke, lo mlinganiselo yeebhanki Russian ngokwemigaqo eyinkunzi kubaluleke kakhulu ekumiseleni inokuthenjwa.

Ngezantsi imelwe kwaye nokufundisa ezivunyiweyo ukuze kudidi ngokwemimiselo eyinkunzi.

inombolo	Igama lebhanki	inani leempahla
1	Sberbank of Russia	2073007 558,00r.
2	VTB (Vnshetorgbank)	629.026 832,00r.
3	Gazprombank	434.941 652,00r.
4	Rosselkhozbank	246.391 671,00r.
5	VTB 24	221 016 700.00.
6	Alfabank	210.901 396,00r.
7	MMBM Bank of eMoscow	182.262 411,00r.
8	Uni-Credit Bank	133428 679,00r.
9	Nomos-Bank	113.841 022,00r.
10	Raiffeisenbank	99.237 344,00r.

Njengoko sele kukhankanyiwe ngentla apha, ikomkhulu lisetyenziswa njengendlela usiqeqeshela okusilungeleyo, yiyo lo mlinganiselo kweebhanki ngenxa yenzuzo.

Rating iibhanki Russian nzuzo

inombolo	Igama lebhanki	imajini inzuzo
1	Sberbank of Russia	446.217 797,00r.
2	VTB (VTB)	41228 660,00r.
3	Alfabank	39.497 770,00r.
4	Raiffeisenbank	29.383 858,00r.
5	VTB 24	23.271 538,00r.
6	Uni-Credit Bank	22.087 914,00r.
7	Gazprombank	20.892 989,00r.
8	MMBM Bank of eMoscow	11.634 607,00r.
9	inkampani Public Mosoblbank	10.468 245,00r.
10	Citibank	9798 999,00r.

credits

Apha ngezantsi kukho rating of yeebhanki Russian ngokwemigaqo mboleko.

inombolo	Igama lebhanki	Imali-mboleko
1	Sberbank of Russia	12.370.927 937,00r.
2	VTB (Vneshtorgbank)	2556562 57
3	Gazprombank	2460911 042,00r.
4	VTB 24	1398717 341,00r.
5	Rosselkhozbank	1259807 461,00r.
6	Alfabank	1081042 693,00r.
7	MMBM Bank of eMoscow	940.198 711,00r.
8	Uni-Credit Bank	541.202 871,00r.
9	Promsvyazbank	520.574 632,00r.
10	Nomos-Bank	499.568 340,00r.

Holdings

Apha ngezantsi kukho rating of yeebhanki Russian ngokwemigaqo iidipozithi, ulwazi kwitheyibhile, kwehle.

inombolo	Igama lebhanki	Imali yesibambiso
1	Sberbank of Russia	8.616.070 768,00r.
2	VTB (Vnshetorgbank)	1810727 577,00r.
3	Gazprombank	1568187 298,00r.
4	VTB 24	1.375.276 976,00r.
5	Rosselkhozbank	928.357 566,00r.
6	MMBM Bank of eMoscow	752.776 512,00r.
7	Alfabank	512378 763,00r.
8	Nomos-Bank	388.959 895,00r.
9	Promsvyazbank	379.332 636,00r.
10	Uni-Credit Bank	339.107 215,00r.

uzinzo

Kubalulekile ukuphawula ukuba ingqikelelo uzinzo akukho twatse ingqikelelo kukuthembeka, nangona zihlobene omnye komnye. Uzinzo inika amandla ibhanki kungekuphela ukugcina imali iiklayenti zazo, kodwa ukusebenza nentlekele ngokungenzekelanga, oko kukuthi ngokuqinisekileyo ngumba obaluleke kakhulu ukuzithemba ebhankini.

Ngoko ke, zezona iibhanki kakhulu esitalini:

1. OJSC "Sberbank of Russia"

Nkqu icacise nto. Bank elifumileyo irenki phambili ukuthembeka ngokunjalo kuzo zonke ezinye zixeliweyo eziphambili ukuze zizinze.

2. "VTB" (Vnshetorgbank)

ezizezinye emininzi iminyaka ilandelelana, siqulethe indawo ephambili rankings ezahlukeneyo.

3. OAO "Rosselkhozbank"

indawo Ngokuqinisekileyo unengqiqo. Kuyinto ke ibhanki inkulu Russian, leyo izimali yonke imisebenzi yezolimo, kwaye ukuba uhamba yimali, onke ezolimo eli lizwe uya kuncipha, kwaye urhulumente kungekho mvume.

4. MMBM JSC «Bank of Moscow»

Ibeka indawo ephambili ngenxa yesibakala sokuba 44% ezabelo abhalwe ilifa State Russian.

5. Cjsc "VTB 24"

Kangangethuba, lo msebenzi ngaseludinini wayengekafiki eyaneleyo. Wamnika eninzi ngetyala, ukuba ngexesha lokudodobala bezisa phantse ukuba awathethe intshabalalo, kodwa ngokuxhaswa JSC "VTB" Yena wachacha baqhubeka nemisebenzi yayo ngempumelelo. Kwaye ekugqibeleni ndathatha indawo ekhokelela kwezi zixeliweyo.

6. Joint-Stock Company "Uni-Credit Bank"

Yibhanki inkulu amazwe eRashiya. Yeyeqela UniCredit Italian. Ngexesha lentlekele, waziphatha gqolo.

Umbuzo yokukhetha yeziko zemali ezithembekileyo ngoku yondele ngenxa yokuba iibhanki ezininzi, yaye zinika uluhlu olubanzi lweenkonzo. Ngokusekelwe kwiinkcukacha ngentla, kunokwenzeka ukuba ukukhetha iziko zemali ezifanelekileyo.