Engamaphepha kunye zemali e Bulgaria

Uhlobo lwemali - amanqaku zemali Bulgaria - ekuthiwa stotinki Levami kwaye zikhankanywe kuphela iikhowudi BGN ngamazwe. Ukususela nekhulu ingonyama stotinki.

umbuso ibhodi lwemali

Ukuze ingonyama khona njenge lwemali kazwelonke isitali, ukususela ngo-2002 Bulgaria usebenzisa ukubophelela euro. Ngako oko, ngaphambili ukuba oko ngokuzibophelela kwi-mark deutsche.

izinga Exchange lev euro kugcinwa om-1,96 ukuya kwi-1, ngokulandelelana kwazo. Thelekisa, izinga lonaniselwano dollar phezu kwengonyama igcinwe ngokumalunga-60 eesenti 1 Lev. Ukususela ngowe-1999, wonke eBulgaria indawo yamaphepha. Ukuze siphephe iingxaki, kufuneka sinikele ingqalelo lomnyaka woyekelelo iinowuthsi. Ukuba elikhankanyiweyo imveliso ukususela ngowe-1991 ukuya 1998, ngoko lo mthetho uyilwayo yi nokungaphumeleli kwawo.

Ihlelo omnye omawenziwe ngokulinganayo, (ngqekembe Bulgarian) mabini anantlanu, kwakunye ezilishumi, amashumi mahlanu levam (yamaphepha).

Apho ukutshintsha imali?

Banks e Bulgaria zivuleleke iiyure 9 ukuya ku-16 phakathi evekini, kunye nekhefu lasemini, kwaye ngeempela-veki nangeeholide zikawonke zivaliwe iingcango zazo. Bank - isakhiwo oluthembekileyo. United Bank of Bulgaria simisela izinga lotshintshiselwano kakuhle kakhulu. Lev Bulgarian zingafumaneka ngokuthi anike umqeshwa passport yakhe. Engxakini kule ndlela - kukungabikho ofisi omele kwimimandla iiholide. Xa uqhagamshelane kufuneka ibhanki acele yamaphepha nje kuphela, kodwa imali Bulgarian.

Kodwa kukulungele kakhulu ngakumbi ukutshintshiselana imali ofisi zotshintshiselwano ezizodwa, leyo ibizwa ngokuba Exchange okanye Guqula. Basebenza ukususela kusasa kwada kwahlwa kade. Kubhetele ukuba isicelo kusasa - eli xesha imali Bulgaria sona kwaneso ngexabiso elihle.

iindawo Resort sebenzisa izinga lotshintshiselwano ephantsi, kuqalwa dollar kanye euro. Tshintsha Iimarike Kufuphi nga wananisa kunye engange Russian, kodwa anisizakali kakhulu.

Kufuneka balumke xa kwi-ofisi exchange zinika indlela ebalulekileyo kunye owayeze-1% - ngokuqhelekileyo olu lwazi ukwakweli amanqaku emnyango. Kodwa nabakhenkethi abadli uqaphele Umbhalo encinane kufuphi, nto leyo ithi senzo sisebenza kuphela isixa esithile. izixa ezincinci zaba kakhulu ikhondo elahlukileyo, kwaye ikhomishini iza kwenza i-20%.

ukugawulwa

Ukubalwa amakhadi kokulungisa wamkelekile zonke izithuba ngaphandle emarikeni eBulgaria, kuba imfuno ukutshintsha imali ayikho umgaqo. Kufuneka kuqala acacise ukuba ezihotele, cafes, iivenkile, terminal intlawulo. Thatha e Bulgaria kuphela "Visa" okanye "MasterCard".

Ukuba ufuna ukufumana imali Bulgaria, ngokuba kuhle ukuba awasuse ukusuka ATM uze uye exchange. Ukuba ndiphoswe inyathelo ne-ATM, kuyenzeka ukuba bakhubeke phezu umba umsebenzi Tshintsha embi, nabanako icinywe nge isixa esikhulu amakhadi. ukusetyenziswa ngcono amakhadi debit.

Njani ukuba kuwa ngenxa maqhinga namacebo?

Indlela uqhelekileyo ubuqhophololo kujikeleziswa kubo ukutshintsha amanqaku. Ukuba bathengise kuphela iinkozo Bulgarian, ukuthenga euro. imisebenzi Azifihlwanga kula maziko azenziwanga. Ngelo xesha ukuthenga euro ixabiso lokuthengwa!

Ukusuka ngaphandle sijongeka njengoku: abakhenkethi beze Exchange, kuba wabona Lev ubudlelwane khondo ukuya euro njengoko ka-1,95 ukuya 1. Kwathi kamsinya nje umsebenzi wotshintshiselwano kufezeka, itshekhi kubalulekile imali ezahlukeneyo ngokupheleleyo, okanye ngaphezulu kanye kuchazwe ngenye Umlinganiselo 1,57 ukuya 1. Njengoko abatyeleli kuphela cela ingcaciso exchange ephosakeleyo, kufumana impendulo ukuba izinga 1,96 ukuya 1 euro ezithengiswayo, kodwa kuthenga ngexabiso apho zidweliswe itshekhi - umthetho. On umbuzo njengoko apho olo lwazi luyafumaneka, osethilini ngembeko lubonisa ucango asesitalini, leyo ecace nje amanani ukusuka phambi umthengi.

Efuna ukufumana imali zabo, osethilini yazisa ukuba ngoku engenakwenzeka, yaye akukho euro ofisi cash exchange. Ndiyamangala phi nyamalala kwimizuzu embalwa? Ngomhla ixesha xa kuya kuba lula ukwenza utshintshiselwano umva, akukho namnye ingxelo. Eminye abameli imibuzo umzimba abanamdla, ngoko ke ngathi abayiqondi ulwimi Russian kunye Retiro.

Ngoko ke kungcono ku yingisela lokucela onke amaxwebhu ngolwazi malunga nezinga lonaniselwano. Ukuba iqulethe kwiNtengiso euro umlinganiselo 1,85 ukuya-1, oko ikhondo elungileyo. Unakho ngaphandle engamaphepha, cela iinkozo osethilini stotinki ngenxa yentlawulo okubalulekile.

Nabakhohlisi balapha ukungenisa amaxwebhu kubathengi, ubhekisela ekhuselekileyo ivaliwe, akukho abaqashi kunye nezinye iimeko. Kubalwa yonke phezu iindwendwe kunye neendwendwe atyhale. Ekubeni lowo ezinqabileyo ngubani onobuganga yokuzilungiselela ubuqhophololo ezinkundleni, kwiitila ngokukhuhla ngokonwaba izandla zakhe, wabeka inzuzo epokothweni yakhe.

VAT yokubuyiselwa

Zonke iindwendwe kuloo ndawo baya kuba nelungelo yaphinda VAT ka-20% kwi imithetho rhafu. Oku kungenziwa kuphela xa kukho yokuthenga ngaphezulu kwe 1000 leva ngaphakathi evenkileni efanayo.

Buyisela umyalelo kwi-20% kunokuba ngqo xa eshiya lizwe imbuyekezo kumhlathi olulodwa, nto leyo imi moya.