Credit Card "Umbona" - ncomo. "Umbona" (credit card) - iimeko

ikhadi lamatyala - oku yi analogu ye-mboleko ebhankini, enye yeendlela zokuboleka imali. It ineendlela ezininzi: ikhutshwa imizuzu, azakusebenza nje iminyaka emi-2-3. Isigulane ukufikelela umgca olujikelezayo ngetyala, ngokuxhomekeka ukuba ukuhlawula ityala. Nkqu kwiminyaka emihlanu edlulileyo, oko yindlela intlawulo kukhutshwa kuphela ebhankini. Namhlanje eli zinika iinkampani ezinkulu kunye nothungelwano. Kweli nqaku uza kufunda ukuba ikhadi lebhanki letyala, "Umbona."

intliziyo

Njengoko kuchaziwe ngaphambili, ngetyala-analogue ye mboleko yebhanki. Kodwa kukhutshwa injongo eyahlukileyo. Amakhadi njongo ephambili - intlawulo ayikho ukuthenga ezinkulu kwi Internet okanye evenkileni. Ukuba umnini ngexesha loxolelo ixesha lokuba abuyele imali kwikhadi, akayi kufuneka ahlawule inzala le nkonzo. Ezi ndleko ziya kubandakanya kuphela iindleko ngawo kunye ukusetyenziswa ngonyaka. amakhadi amaninzi ekhutshwe iinkqubo zentlawulo ngamazwe. Zinokusetyenziswa kuphela kwilizwe umnikeli, kodwa phesheya.

Enye inzuzo amakhadi ngetyala ixesha ubabalo lenkonzo. Amaninzi ziintsuku 50-60. Oku kuthetha ukuba xa umthengi ukurhoxisa imali, kwaye kwafuneka ukuba zizibuyisele ngexesha. Izinga ukuba ukusetyenziswa kwemali ngu-0%. Ngasinye ibhange ke ngokwendlela yabo. Kwiimeko ezininzi, ezi isaphulelo usebenza kuphela iintlawulo non-cash.

Iimephu kwiinkampani ezinkulu

Ekuqaleni oku kuthetha lwentlawulo eyenziwa kuphela ziibhanki. Kodwa kwiminyaka yakutshanje, baqalisa ukuvelisa kwakhona iinkampani ezinkulu. Ngokukodwa, i-Messenger Russian kunye Euroset waqalisa ukuba ngenkuthalo Sicebisa ukuba ukukhupha ikhadi lebhanki letyala, "Umbona." Ukukhupha kunye nenkonzo lokuqala wenziwe ngentsebenziswano ne "Renaissance Credit". iimephu isidoda for Euroset inxaxheba kwintlangano non-zokubhankisha ngetyala. A abathengi ukukhetha asondezwayo upakisho eziliqela kunye umda lwenkonzo ezahlukeneyo, umyinge wenzala kunye nexesha nobabalo lenkonzo. Kulo mzekelo, ungenza wenze isicelo ebhankini,-ofisi zenkampani, okanye nge-Internet.

"Corn" ikhadi lamatyala: iimeko Messenger

Nokuba abathengi abanengxaki ukuqinisekiswa komgangatho umvuzo, anokukwazi akhuphe isixhobo intlawulo. Ukuze uqokelele i isicelo kufuneka yokundwendwela kuphela. Ikhadi ikhutshwa ngumxhasi kweminyaka yobudala engama-24 ukuya 57, ngokuxhomekeka ukuba zinembali entle ngetyala. Isicelo mazingeniswe kwi-Internet kunye ezidityanisiweyo online. Xa kunjalo, ikhadi uthunyelwa client ngeposi kwiintsuku 1-2. Ubuninzi Imali mboleko avumelekile - amawaka 300 engange .. Kwimeko buyiselo kwisithuba seentsuku ezingama-55, umthengi akuyi kufuneka ukuba uhlawule imali yenkonzo-mali ka-24.9%.

Nikela Euroset

Abathengi abenza ukuthenga ku zokuzilungisa zonxibelelwano mobile bazobe imephu "Umbona." Ziyakhuthazwa iinqununu ukuba inkxaso kuqala debit card. Ngokuba zonke ukuthenga kwi-akhawunti ekhethekileyo ukufumana iingongoma ke kusetyenziswa izibalo ezivenkileni iqabane. Sokubhalisa kufuneka kuphela yokundwendwela kunye nenombolo yefowuni ephathwayo. Le datha iya kusetyenziselwa ukuba ungene kwi-akhawunti yakho. Ukuze ufumane i-PIN, kufuneka wenze ucingo umgca garjachego kwisithuba seeveki-2 ukusukela kumhla ukubhaliswa kwesicelo.

Ukuba nokwenzeka abanikazi of:

• ukuba akhuphe mboleko;
• okuhlawulela iimpahla;
• ukwenza iifowuni umgama omde ukuze lweerhafu abanyanisekileyo;
• ukutshintshela iimali e eRashiya nakwamanye amazwe;
• bangafumana amanqaku yokuthenga iimpahla ezivenkileni iqabane.

Indlela ukufumana debit card "Umbona" yi Euroset?

Izicelo ziya kwamkelwa kwi Salon yonxibelelwano mobile kunye kwiikhemesti womnatha Doctor Stoletov. Kwimeko yokuqala, umthengi kufuneka enze enye yezi zenzo:

• athenge nayiphi na impahla mali ka amawaka 1 engange .;
• ukwenza $ 100 kwikhadi nakwixesha elizayo ukuze oko nikuchithele ukuthenga
• ukwenza zigqithiselwe ezilikhulu engange.

Ukuze ufumane ikhadi eliluhlaza Corn World, kufuneka uhlaziye akhawunti yakho nge-3 amawaka. Engange, yaye ngoko nangoko bachitha imali.

Online Doctor Stoletov sikhutshiwe ukuba umxhasi owenza omnye wale miqathango ilandelayo:

• Tshintsha isaphulelo ikhadi kwikhemesti ku "Umbona";
• Zuza impahla exabisa ukuya ku-1000 engange.;
• Zithengele lo ikhadi 199 engange.

Kuzo zombini ezi meko, umthengi kufuneka anikezele yokundwendwela. inkqubo yokubhalisa kuthatha imizuzu emi-5. Xa esiphelweni ngomhla umnini yefowuni iza ikhowudi SMS. Wayefuna zonke awaqhubana ngayo Support Centre.

Indlela ukufumana ikhadi lebhanki letyala, "Umbona" yi Euroset?

Ngokwahlukeneyo bavelise isixhobo sentlawulo ayikho imfuneko. Kwanele ukuba isicelo semali-mboleko kwi ikhadi debit ekhoyo "Umbona" ngenxa isiza yenye yeebhanki iqabane:

• Kerede Ekhaya;
• Renaissance;
• Russian Standard;
• Mig-credit;
• Alfa-Bank.

"Corn" iKhadi kunye umda ngetyala jikelele. Unga sebenzisa oku ukuba bathenge impahla ngemali ebolekiweyo kwaye bangafumana amanqaku.

Uthelekiso imiqathango yenkonzo

Kuba credit Euroset evenkileni, kufuneka anikele ikhadi kunye yokundwendwela. Ukuba sivunyiwe, imali ngoko nangoko kwi-akhawunti. Bank Renaissance inika abathengi kunye neemeko ezininzi ezifanelekileyo wenkonzo imveliso "Credit Card" Umbona. " ncomo Umsebenzisi ukuqinisekisa oku:

• isithuba saphambi korhafelo - iintsuku 55;
• ubukhulu - amawaka 300 engange ;.
• % Rate - ukususela-24,9% ngonyaka;
• isixa sentlawulo zisezantsi - 5%, ubuncinane $ 100;
• isohlwayo iphula ngokwemiqathango intlawulo - 750 engange.;
• inshorensi - enye inkonzo ezinokuthi kuqhagamshelwa imveliso zebhanki ikhadi lamatyala "Umbona."

ofisi yabucala

Bonke abanini yesixhobo yentlawulo Uyakwazi ukujonga imbali balance kwaye enze intengiselwano ofisi yentlawulo kwisayithi enye. Okokuqala kufuneka ubhalise kwinkqubo. Ukwenza oku kwiphepha iphambili site kufuneka nqakraza kwikhonkco "Fumana igama" kwi window entsha, faka umvo-13 ikhowudi ye-bha kwicala elingemva ikhadi kunye nomhla wokuzalwa ngumnini. Yiya SMS ehambayo password yethutyana. Oku kuvula IKhabhinethi Personal, nto leyo ukulawula akhawunti yakho uze ubone imbali. ikhadi lamatyala "ingqolowa" iyaveliswa Mastercard. Ngokusebenzisa le website uyakwazi bophelela ezinye isixhobo kuhlawulwe inkqubo efanayo yaye bayisebenzise ukutshintshwa ngephanyazo kwemali phakathi akhawunti.

ukusebenzisa Amatyala

• Kuyo nayiphi na ngemiyinge ezithengisa, iindawo zokutyela, cafes, izikhululo ukuba bamkele amakhadi MasterCard uyakwazi ukuhlawulela iinkonzo igesi. Kuba umxhasi ngalinye inguqulelo ziya kufumana-1% ye-mali lokuthenga kwi-akhawunti yebhonasi. amanqaku ebibekiwe ke atshintshelwe yimali virtual enokusetyenziswa okuhlawulela iimpahla iivenkile iqabane: 10 iibhonasi = 1 engange.
• Yenza ukuthumela imali kumazwe eRussia ico.
• Sebenzisa ikhadi Kwiifowuni zaphesheya ngokusebenzisa inkonzo IP-zeefoni.

iimpawu

Kwimeko ukuthenga, ixabiso apho lisetwe yelizwe langaphandle, kukho uguqulelo imali umyinge wokuphelelwa CBR ngomhla wentengiselwano 2%. Bavimba akhawunti. Emva kokuba zokuhlala kunye nekhadi ithathwa yentengo ukuguqula ngesantya ye-Central Bank of the Russian Federation imini yangoku. Ezingeyomfuneko ezivaliweyo umva le akhawunti imali.

Umzekelo: umxumi ehlawulelwe impahla evenkileni amazwe online May 1 kwi $ 100 USD. Xa olu suku luye ukucwangcisa izinga engange 30 nganye $ 1 kwi sibini ziya kugcinelwa :. 100 * 30 + 2% = 3060 engange. isiqinisekiso sentlawulo weza ngoMeyi 5. Ngale mini, umlinganiselo waba 30.1 engange. Oku kuthetha ukuba i-akhawunti iya kuhlawuliswa: 100 * 30.1 = 3010 engange. Umahluko 3060 -3010 = 50 engange ziya zivezwe.

ukushiyeka

A lot of iingxaki kuvela abanini into yokuba akukho nanye inkupho ebhalisiweyo ikhadi lebhanki letyala, "Umbona." ncomo Customer ukuqinisekisa oku. Phesheya, asingabo bonke abathengisi kwamkela amakhadi ezinjalo iintlawulo. Ngoko ke intlawulo yeempahla evenkileni ukuze iingxaki. Kodwa ukuba ukurhoxisa imali an ATM ngayo. Esi sithintelo yesibini yimfuneko ukuba lifake imali kuphela unxibelelwano namanye salon okanye MasterCard. "Corn" yi Euroset iilebhile nge QIWI. yokwenzekayo ikhomishini - 2% + 20 engange.

isiphelo

ikhadi lamatyala "Umbona" - sisixhobo intlawulo iphela. Ingasetyenziswa ukurhoxisa imali, okuhlawulela iimpahla yaye inokuqokelelana amanqaku ngexesha. Ikhadi ikhutshwa kwi zokuzilungisa zesithunywa, Euroset, drugstores uGqirha Stoletov. Umthengi Ungakhetha lweerhafu inkonzo eziliqela. Akukho mali ikhomishini lunikezelwa kuphela iivenkile mobile okanye ubotshwe nge kwikhabhinethi lobuqu MasterCard ikhadi. Kwezinye iimeko, le Umxhamli kuya kufuneka ahlawule 2-3% yemali ye-transfer nomlomo.