Bank "Tinkoff" nezivumelwano zokubambisa: ncomo, iimeko

Xa kukho imfuneko ezithengiswayo akusoloko kuyimfuneko sum ukuyithenga. Ukongezelela, hayi zonke kubaboleki abakulungeleyo ukuchitha ixesha efuna kunye nokuphengulula iinkqubo yokubolekisa bank. Yonke into ixhomekeke umnqweno kunye nexesha. Kodwa kukho ngumbutho bebenoyilungisa zonke ezi ngxaki ngenxa yenu. Kuyinto bank Internet yokuqala eRashiya "Tinkoff". Mortgage, uhlolo kunye iimpawu eyilwe ngayo le nkampani ziye zaba enye uphendlo athandwa kakhulu namhlanje. Ngoko ke, siye sagqiba ekuhlalutyeni ncomo ekhoyo uyilungise lo umnikelo evela ebhankini. Ziintoni iimpawu yale mpatho? enokulindelwa kangakanani? Kwaye inkqubo yobhaliso yohlukile kwezinye amaziko amatyala?

Isishwankathelo Bank

"Tinkoff" - enye owawungekhe yeebhanki eRashiya, begxininisa kwinkonzo kuMthengi Internet. ekuqaleni Yayibizwa ngokuba "Himmashbankom" yaye sadalwa ngo-1994. kweminyaka 11 kamva ke yathi yathengwa ezaziwayo-kakuhle ngusomashishini Olegom Tinkovym, ngubani kulawulwa hayi kakhulu nje ukutshintsha igama leziko zemali, kodwa kananjalo ukuhlaziya umgaqo osebenza ngayo.

Zeziphi iinkonzo "Tinkoff"?

Ukususela kwintshayelelo yayo kwimarike yemali Russian Federation "Tinkoff" (mortgage - inkonzo oye wabonakala apha kutshanje) ishiywe ngokupheleleyo imigangatho umsebenzi eqhelekileyo. Injongo yabo kukuba nkulu uguqulelo ukukhanya inkonzo ukhe. Umzekelo, zonke iinkonzo ezinikezelwa yile siqinisekiso-mboleko, wenza kude. Kwaye ke ofisi kuphela inkampani yaba isebe lebhanki lokwenene akhiwe kule dilesi :. Moscow, Volokolamsk-y 1 sicatshulwa, 10, ukwakha 1.

Njengoko enambuzelayo kurhwebo lwasekhaya, i-Bank wadala wenyusa ezahlukeneyo iimveliso neenkonzo ngetyala. Enye edume kakhulu phakathi kubo credit cards esikhutshwe kwimo online. Bahlala uhlobo ikhadi soshishino inkampani. Hayi sigcine lapho, abameli waba ngummeli wowona ulungileyo ngamathuba athile azise iinkonzo ezintsha. Ngoko ke, kutshanje wabonakala umzuzu ehendayo lweenkqubo idiphozithi sobume ngokukhawuleza amakhadi debit kwi menu-mali zawo.

Kamva, ibhanki yaqalisa ukunikela ngeenkonzo kumthengisi sokubambisa yobungcali. Eli xesha kwiphothifoliyo iimveliso zebhanki baba mboleko yezindlu, ebe aziwa omtsha inkampani "Tinkoff". Sokubambisa, imiqathango apho ezikhethiweyo ngumfundi, ngokukhawuleza iphumelele iintliziyo abathengi abatsha nabadala ye waba ngummeli wowona ulungileyo.

Koomofu mortgages "Tinkoff" ibhange

Ngokungafaniyo namanye amaziko ezemali, ibhanki ngokwayo ayiniki Uboleke ekhaya. Kulo mzekelo, esisebenza ngayo inkcazelo esuka ngetyala kwaye inika iimveliso mortgage amahlakani ayo. Unoxanduva kokufumana izicelo intanethi kubathengi abanqwenela ukufumana imali-mboleko yezindlu, kunye nokudibana ngokupheleleyo kwi abonge miba. Emva koko uqokelela evela kubaboleki ezinokubakho amaxwebhu ayimfuneko ukhulula isicelo izicelo impendulo kwezinye kwiibhanki iqabane. Emva koko umntu anconywa babe nolwazi iinketho kwaye khetha inkqubo efanelekileyo yemali. Kwaye kunjalo, enyanisweni, iyasebenza "Tinkoff" (bank). Nokuthathelwa indawo alwenziwa ngaphandle, kodwa kuvela uncedo yobungcali ukukhethwa kwayo kunye noyilo.

mboleko mortgage kwi "Tinkoff" iibhanki - ngaba luncedo?

Ubhaliso-mboleko mortgage yi ngocoselelo kakhulu kunye namashishini kakhulu. Ngenxa yokuba kubalulekile ukuba ukhethe nje ebhankini, kodwa ingcali ngetyala ukunceda ngamazwi nangezenzo. Ukuphendula ukuba isikhalazo sakho, "Tinkoff" -Bank (mortgage kule mbutho kuya kunceda ukusombulula iingxaki ezikhoyo yokuhlala) liya kuqhuba kuwe ibe ngangenani amalungelo. Umzekelo, xa unawo amaxwebhu afanelekileyo, unako ukufumana imali-mboleko efikelela kuma kwizigidi 100 engange.

Ukongeza, uya kufumana nje ngexesha elinye-free uthethwano kunye zoqhagamshelwano elide kunye nomphathi zakho. Ukuba uya kuba nako yokususa amathandabuzo nokungaqondi-mboleko ebhankini, ukubala imali ngokugqithisileyo kwaye bazobe ishedyuli rough-mboleko.

Ukongeza, i-mboleko kwi "Tinkoff" -Bank (nokubuyekezwa inkonzo enikiweyo ingafumaneka ngezantsi) lubandakanya ukwenza intlawulo yokuqala kwi-15%. Ukongeza, ukuba uthathe imali-mboleko yezindlu ngokuthi kusekwe "Tinkoff", uya kuba nako ukusindisa ipesenti izinga yebhanki. Kwaye kakhulu inzuzo kunokuba qhagamshelana umbolekisi ngqo ngakumbi. Thelekisa, xa ngokuboleka ngohlobo lwemali zasekhaya yokubheja iqala kwi-10.5%.

Ekugqibeleni, isibheno kweli ziko-mali iya kunceda kwandisa amathuba imvume mboleko. Oku kungenxa yokuba isicelo umxhasi ithunyelwe kwiibhanki ezininzi. Oko kakhulu ukunciphisa ixesha ukufumana ukunciphisa uluhlu amatyala ezinokwenzeka.

"Tinkoff": mortgage, yokwenene (Petrozavodsk)

Nangona i-Bank inika iinkonzo labarhwebi kutshanje, baye sele bakwazi ukuthatha amathuba abantu abaninzi. Umzekelo, ezi bacule laudatory abhekiswe kwiziko zemali endikuvileyo abahlali Petrozavodsk. Ezinye zazo andithethi inkonzo abaqeqeshiweyo ngoncedo lwe abasebenzi ibhange "Tinkoff", leyo ukucebisa lula uze uphendule imibuzo on the phone.

Abanye abasebenzisi, lowo unomdla mortgage "Tinkoff" (reviews kweprogram aviwe ngabantu kunye namanqanaba ahlukeneyo ubutyebi), wayethanda lula le nkqubo. Ngokutsho kwabo, babandulula kuphela isicelo, kunye nabasebenzi zenkampani nenze kubo bonke: isivumelwano kunye ebhankini, kunye neenkampani ze-inshorensi kunye lwentsebenzo. Ngokufutshane, "ol ebandakanya wonke" okanye wonke-wonke.

A wesithathu wayethanda elula kweentlawulo. Njengoko bathi, intlawulo yenyanga ngaphandle naziphi na iingxaki, ungenza sibala nge iiclamps "Euroset" yaye "I Messenger". yanelisekile wesine iinkonzo labarhwebi ibhanki kaThixo ngenene simahla kubathengi babo.

Njengoko ubona, abantu abaninzi bayakuvuyela ukuba ukubuza imibuzo ukuba ibe ngabo abathabatha-mboleko kwi "Tinkoff" BANK. Izimvo kubaboleki abanamava ukunceda ukuvavanya ezinganobungozi afumane ngokwabo ezininzi amacebiso aluncedo.

Njengoko le nkonzo inikezelwa yibhanki?

Kuba iinkonzo ibhanki kufuneka ukuba angenise isicelo. Kufuneka uchaze ezi zinto zilandelayo:

• Igama lakho elipheleleyo;
• inombolo yocingo;
• pin email.

A kwemizuzu embalwa emva kokuthumela ifom yesicelo anokubanakho obolekayo anxibelelana ummeli ebhankini. Xa ufowuna, aphendule imibuzo kwaye uyambuza malunga nemali-mboleko kunye nezinye bokuqonda. Kwakhona umphathi iziqinisekiso yazisa umxhasi yempahla kwamaxwebhu aya kufuneka. Kwaye usebenza mortgage "Tinkoff" BANK. Izimvo malunga nenkonzo inkampani ikuvumela ukuba afunde banzi ngale nkonzo.

Ngawaphi amaxwebhu afunekayo ukuze ubhaliswe?

Ngokutsho nabasebenzi ebhankini "Tinkoff", kuba mboleko yezindlu elide ilindelwe kufuneka lingenise la maxwebhu alandelayo:

• ifomu yesicelo;
• ikopi yale ncwadi yomsebenzi (kufuneka ziqinisekiswe ngumqeshi);
• ikopi yencwadana yokundwendwela ye-Russian Federation (kubandakanywa amaphepha engenanto kwaye igcwaliswe);
• ingxelo yokuqala ifomu 2-NGOBUCHULE okanye enye yebhanki ipateni.

Masithi zisingathwa isicelo kwi "Tinkoff" ebhankini (mortgage, ukubuyekeza inkonzo - konke oku kudla kubaboleki abanomdla enokubakho). Kodwa njani ukudlulisela la maxwebhu akhankanywe apha ngasentla, ukuba zonke iinkonzo lwenziwa kwi-Internet?

Indlela yokukhuphela amaxwebhu isicelo semali-mboleko?

Ngokutsho imithetho Bank ukugqithiswa amaxwebhu alanelanga ukuba lingakwazi scan yabo okanye ukuthatha umfanekiso. Yilaa iikopi ezibonwayo nje ezinjalo kufuneka senziwe kunye nokugqama, ziqulathe magama ecacileyo kunye namanani. Kungenjalo kuya kufuneka aphinde sonke inkqubo phambili.

Kungenjalo, unako scan amaxwebhu uze uprinte kubo. Noko ke, kule meko kuyimfuneko phezu ngamnye kubo ukubeka ngakwisiginitsha yakhe kunye nomhla ukuthunyelwa. Emva koko, le mishini eziprintiweyo zingathunyelwa ngefeksi: +7 (495) 645-59-09. Okanye babe nethuba ukuba zithumele RF-imeyile.

Ingaba kuyimfuneko ukuba utyelele i-ofisi ye ebhankini?

Ukuba wabuza i "Tinkoff", kulo mzekelo, i-mortgage ikhutshwa kuphela ngokuyinxenye kude. Ukuze eze kwi-ofisi usenalo. Kodwa kuphela ukutyikitywa sokugqibela isivumelwano semali-mboleko.

Ziziphi nababolekisi asebenza ebhankini "Tinkoff"?

Ngoku isebenzisana ebhankini ilandelayo amaziko credit:

• "Uralsib Bank";
• "Absolut Bank";
• "Delta Credit Bank";
• "AK neeBhari Bank ';
• "Bank Finance Housing";
• "TransCapital Bank";
• "Investtorgbank".

Yintoni abantu bayathetha ngayo mortgage kwi "Tinkoff" abahlali zebhanki kwiingingqi ezahlukeneyo?

Njengoko kubonisiwe, ebhankini "Tinkoff" (mortgage, yokwenene kunye nemiqathango amalungiselelo ayo kuphakamisa imibuzo emininzi phakathi kubaboleki ezinokubakho) babuyelayo abantu abavela kwiingingqi ezahlukeneyo Russia. Ngokomzekelo, phakathi abasebenzisi ncomo zingafunyanwa ngabahlali eMoscow kunye mmandla, Rostov, Sochi, Novocherkassk, laseKirov, Vladivostok, Petrozavodsk, eSt Petersburg kunye nezinye izixeko Russian.

Phakathi kwezi ncomo kukho kuzo ebezintle nezo zingentle. Ngokomzekelo, abanye kubaboleki nokuyibuyisa bhala mboleko ngoncedo yebhanki "Tinkoff" bakwazi ukulungiselela mortgage kwi 10,45% ngonyaka. Nangona isibakala sokuba kuyo yonke indawo wala waza wafuna iziqinisekiso ezongezelelweyo ngohlobo yesibini co-nye umnikimali nomamkelimali.

Abanye bathetha malunga isantya malunga nesigqibo-mboleko. Ngokutsho kwabo, kwandinceda ibhanki "Tinkoff". Mortgage (reviews kwayo ukuvelisa umfanekiso yokwenene kwinkqubo yobhaliso) imizuzu nje 25-30 zaye zavunywa ngenkxaso abaphathi yenkampani. Kanti abanye Siyawubulela ingcebiso kwingcali kunye noncedo ekufumaneni umbutho ngetyala labaqeshwa ngamnye "Tinkoff". Bona sakhunjulwa ngamagama abo, kwakunye nezincomo express ogudileyo kubo.

Kwaye ke, kukho abo awonwabanga umgangatho wenkonzo. Ngokutsho kwabo, ngaske amaxwebhu inkqubo filing ayikho egqibeleleyo. Kuya kuyahexa, kwaye akavumeli zimpahla epheleleyo. Bathi ngenxa yeengxaki ne-ofisi yabucala krwaqula nkomoni "Limbo" kangangeeveki ezintathu. Ngenxa yoko, abameli "Tinkoff" Bank wabafudusela waza wacela ukuba ukuthumela kwakhona. Abathengi ezilahlekileyo ngexesha kwafuneka buqu aye iibhanki sikhangela nombolekisi efanelekileyo. Noko ke, loo izimvo ngaphandle kunokuba ukuhlukunyezwa rhoqo kwenkqubo.