Amaxwebhu ayimfuneko ukuze kuthengiswe zokuhlala

Ukuthenga ipropati, njengoko, eneneni, kunye nokuthengiswa yawo - yinkqubo
Kufuneka nje ukhathalelo kuphela, indlela elungeleleneyo kunye nesimo sengqondo uxanduva, kodwa kwakhona ukuqokelela nokubonelela ukubhaliswa imo izibambiso ezithile.

Ngawaphi amaxwebhu sentengiso zokuhlala okanye uthenga efunekayo? Kubalulekile ukuphawula ukuba imfuneko lokuqokelela kunye nokuziswa inani lamaphepha ezifunekayo ngumthengi kunye umthengisi kwiziko yokuhlala.

Amaxwebhu Package lomthengi

Ke ukuba isandla, ukwenza ukuthenga, ngoko, ngokuxhomekeka kwimali ayimfuneko intengiselwano kuya kufuneka nje ukunikela eluviweni nesazisi. Ukuba kuthengwe senziwa ngumntu emtshatweni esemthethweni, nempahla iya kuba ilifa omnye wabalingane, kuba ubhaliso amalungelo obunini iya kufuna imvume indoda okanye umfazi intengiselwano, esayinwe ngumntu izivumelwano. Akukho phepha ezinye kufunwa kumthengi.

Kwimeko apho zonke intshukumo kuthengwa kwabantu izindlu wathembela iqela lesithathu (a arhente ummeli real estate okanye nawuphi na omnye umntu) kufuneka ukuba amandla egqwetha aqhutyiweyo kunye eqinisekiswe ngokuhambelana nomthetho.

Thenga indlu kwi mortgage kweli nqaku aziyi kuqwalaselwa, kwakunye nokuthengisa okanye uthenga lwamaqumrhu real estate zokuhlala.

Umthengisi package of amaxwebhu

Ukuba umntu uba ngumthengisi, qho mandatory kuye

maxwebhu alandelayo ayafuneka ukuze kuthengiswe kule ndlu:

- Ubungqina ungubani.

- La maxwebhu ubungqina bobunini umthengisi kwipropati.

- indawo Technical yokundwendwela.

- Kucatshulwe kwirejista indlu.

La maxwebhu ukulungiselela ukuthenga nokuthengisa kule ndlu ziyimfuneko kodwa hayi kuphela. Kuxhomekeka kwisimo esithile, yaye into yentengiso (inani yabanini, ubudala kunye nesimo sempilo lomthengisi, njalo njalo), ngokunjalo imali yamaphepha kuyimfuneko.

Iphepha ilandelayo zingabhengezwa eyimfuneko ukuze kuthengiswe kule ndlu:

- avumele nokuqashwa;

- ubungqina ukwala nabanye-abanini, abamelwane kunye namagosa mzi ngentlawulelo kwabo igumbi endlini zoluntu;

- uxwebhu lwaseburhulumenteni-mtshato okanye ukufa kweqabane;

- isiqinisekiso ngokusemthethweni bangene libe lilifa.

Kwakhona ichonge iziqinisekiso mvume (kungekho encumbrances kunye amatyala, ukuhlawula irhafu, ukukhubazeka, okanye imbuyekezo, njalo njalo). Kuyimfuneko ukuba uyithathele ingqalelo into yokuba amaxwebhu ezongezelelweyo sentengiso zokuhlala lunqongophele ubude.

Umthengisi kunye umthengi kufuneka bazi ukuba kukho iqela iimeko akanakuba ayithengiswa. ezithengiswayo ngeke kuthengiswa:

- amandla egqwetha (kwimeko kokufa inqununu yesikolo);

- on isivumelwano loluntu sengqesho;

- kwimeko ezinjenge ongumgqakhwe;

- ukuba ubhalisile abantwana abancinci, kwaye akukho sigqibo esihle nokulindwa ukuqhuba lungamkeleki.

Ngokwendalo, onke la maxwebhu angentla uluhlu aziphelelanga. Thetha ngokucacileyo ngezinto amaxwebhu ukuze izindlu intengiso yimfuneko, ungakwazi ingcali kuphela ngolwazi olubanzi kwicandelo ubhaliso amalungelo obunini. Umcebisi abanobuchule nto kuphela akabhengezi uluhlu amaxwebhu afunekayo, kodwa kwakhona ukuba umyalelo wokufumana kwabo, ngokuxhomekeke kwixesha lokuba semthethweni, ngaloo ndlela sikuphephe ukwala ukubhalisa intengiselwano ngenxa nezatifikethi ezingafakwanga.

amacebiso abahlobo (ukuba ngaba iingcali kweli candelo) okanye iimpapasho iimpapasho ezahlukahlukeneyo zingasetyenziswa kuphela njengesingqiniso, kodwa hayi njengesikhokelo kwisenzo.