Abathengisi - yintoni na le nto?

Namhlanje, enye yeempawu engundoqo-ntle yabemi eziqhelekileyo ubukho izindlu. Kwaye ngenxa yokuba amaxabiso zezindlu isibhakabhaka-kusekwa, yaye ngelo nqanaba musa ukuma. Akukho nto ayimangalisi kwinto yokuba ukhetho izindlu ezininzi akaphenduli uxanduva lininzi - enyanisweni kuba ezininzi phantse ukuthenga ikhaya ebomini, nto leyo abasayi kuphindwa kwakhona.

Xa abathengi kufuneka ukuba nazo kwingqikelelo kwezindlu eziziiprayimari neziziisekondari, ngoko, kwaye uqale amathandabuzo kunye neembambano. Umntu omtsha ibonakala ngcono ngenxa eliphantsi ixabiso lemarike, kunye nezinye iingenelo, ayikho ngaphandle. Kodwa ke oku akuthethi ukuba imarike Prayimari sinokuba kuthathelwa ingqalelo efanelekileyo, kwaye zangaphambili igcwala amcaba impahla abakhubazekileyo. uya Siyaqonda ukuba i zezindlu lesibini, yintoni na ubuhle nobubi bayo.

Abathengisi - yintoni na le nto?

Okokuqala siya ukuqonda kanye ingqiqo. Kuba baninzi, imarike zasesekondari izindlu ukumelwa kuphela ezindlini endala fund. Oko kukuthi, kungabi apho isakhiwo esitsha kunye neemeko zokuphila mihla kwaye akukho mbuzo. Ukongeza, kuza endala bekwilift, mitha, kweentambo kunye nemibhobho. Yaye abamelwane ulihlwempu, kanti kwabantu abatsha ezingaqondakaliyo musa ukuhlala.

Alithandabuzeki elokuba, kule ngxelo abanye inyaniso. Kwangalo secondary kwimarike indlu yokuhlala ezahlukeneyo. Abathengisi - nto leyo ithetha ukuba ipropati sele yenziwe yi ubunini. Yiloo nto ke umahluko ophambili ukuba esahlula zaseprayimari ukusuka imarike zasesekondari, - ubukho zokurekhodisha isabelo kwempahla kwiRejista State Uniform.

Indlu, yesibini-ngesandla - kusoloko ke i 'endala'?

Kutheni ukucinga ukuba imarike zasesekondari - nto ngokuqinisekileyo an, indlu endala ezigugileyo? Ngenxa yokuba indlu kwi sakhiwo nako kuba ex-owned - ngaphandle akukho mntu wathengisa indlu entsha kraca endlwini elisanda kwakhiwa ngenxa kufuduswa okanye ezinye izinto? Ukongeza, ukuba emva kokungena kokusebenza izindlu ezintsha hayi athengiswa onke amagumbi, umphuhlisi liqulunqa ubunini ngokwakho, yaye akukho izindlu awuthimba namnye sokuyivula ngokuzenzekela kwisimo yesibini.

Yintoni na igumbi kwimarike yesibini?

Abathengisi - ukhetho osisityebi zokuhlala, yeendidi kunye neempawu ezahlukeneyo. Iingcali bezakhiwo ziye zachongwa inani uhlobo layo emarikeni, ezithathwa ngeempawu zomzimba kunye nendleko:

• izindlu elisezantsi ibanga-- zokuhlala kwizakhiwo kwakhiwa kunyaka ubudala, ukuphakama 2-3 imigangatho. Kwiindawo ezinjalo badla abanazo iinkonzo ezisisiseko - amanzi kunye nothungelwano lwemijelo. amakhaya ukufudumeza kudla ikhutshwa phandle ukufudumeza eziko.
• Igumbi - yezindlu eziziisekondari eziqhelekileyo, omnye-lokulala okanye lokulala-ezimbini zokuhlala kwi esiveza izindlu eziphakamileyo 5-16 imigangatho.
• Apartments nokuphucula udidi - Indawo yokuhlala e izindlu zale mihla boqobo, apho ukwanda intuthuzelo. Luphawulwa oovimba uhlobo bajonga oovimba, yokugquma, kwaye inani elikhulu zangasese kunokuba kwiindawo eziqhelekileyo.
• izindlu Luks - class nemihlaba A inkalo apho bubukho esulungekisiweyo ndawo, yendawo yokupaka, concierge kunye nokhuseleko nabalindi. Imizi kuceba idla ngokuba akukho izindlu ngaphezulu kwama-30.

Ezinye izinto eziphembelela intengiso

Kufuneka Makukhunjulwe ukuba ixabiso zokuhlala zisenokwahluka ngokuxhomekeke kwindawo yendlu kunye nokufumaneka kwezibonelelo kummandla lwezindlu. Ngoko ke, ukhululekile kakuhle lokulala kwigumbi ephuculiweyo uhlobo, ibekwe kwi ngaphandle komzi, zinokubiza ngaphantsi kakhulu odnushka ukuthobeka endleleni endlwini layout endala embindini. Zentengo ikwachaphazela imeko emzimbeni waloo ndawo kunye kwindawo yabo.

Ziziphi izinto ezingeloncedo zokuhlala kurhwebo yesibini?

Vumela izindlu zamabanga - lwezindlu akuhlali "udidi lwesibini", kodwa ezinye neengxaki propati akukho bebandezwa okuthile. Siza alisayi kuwathathela ngqalelo iingxaki kunye nonxibelelwano kwizakhiwo ubudala ngokwenene. Ngokomzekelo, cinga indawo obutofotofo endlwini kubeko entsha. Nangona nalapha abanini ezintsha ungalindela imigibe:

• Ongcolileyo "Imbali ngokusemthethweni" kule ndlu. elide sele kudlule amabali eyaziwayo malunga abanini obunawo yokwenene, bakhonza izivakalisi kwiindawo okude kangaka, okanye ukuba ekliniki abagula ngengqondo. Ukususela kulo mbono, izindlu zasesekondari - nto ifana nekati engxoweni.
• amatyala angekahlawulwa ngokumalunga eziluncedo kunye nezinye iintlawulo, bailiffs abambe endlini zokungahlawuli imali ebolekiweyo.
• Phosakeleyo laqulunqa amaxwebhu indlu. Ukuba oku kuya kumiselwa emva kokuba kuthengwe ngabanini ezintsha, isivumelwano intengiso iya kuthathwa mthethweni kwaye intengiselwano irhoxisiwe.
• abamelwane amathuba. Umntu onjalo ingxaki ukuze kubonakale singabalulekanga. Kodwa vo zibonisa abamelwane zoluntu, nengxolo kunye nehlazo badla ningandiqumbisi abanye abantu ukuba batshintshe kwindawo abahlala kuyo.
• Price. Njengalo okanye hayi, amakhaya yesibini engaxabisi kakhulu kunokuba kuphela Stalin okanye Khrushchev imibhobho ezindala umhlwa. Kwezinye iimeko, iindleko zokuhlala kurhwebo zasesekondari kumakhaya ezintsha kude idlula iindleko zokuhlala hayi wathuma.
• Enye makangaphindi mnandi kakhulu, musa ukulondoloza imali yakho xa bethenga yokuhlala: amakhaya yesibini ngaphandle njengabalamli namhlanje cishe kungenakwenzeka ukuba bathenge. Benani bakhetha ukuba babuyele iingcali ukuba athengise impahla yakho ngokukhawuleza. Yaye bongeze iindleko umsebenzi - esebenza ukuba arhente estate wokwenene na ukuhlawula.

Izinto eziluncedo imarike yezindlu secondary

Nangona ezinye iintsilelo, iingcali real estate yokuzithethelela ngokubonakalayo imarike yesibini. Le izizathu ngokupheleleyo:

• Kukho inikeza ezininzi ezivenkileni. Oku kuvumela umthengi ukuba bakhethe mmandla, udidi kunye nohlobo yokuhlala eya kudibana iimfuno zabo.
• Mortgage phezu kwezindlu zamabanga ifumaneka lula kwaye ngamaxabiso aphantsi. Oku kungenxa nokuncipha ebhankini kwi ekuphelisweni kwiintengiselwano izindlu.
• Indlu ise "thenga uphile" indlela. Mu kuya kwa nshita kwisakhiwo esitsha xa indlu leyo, akalungisa, ngokutsho amaxwebhu indlu ayisekho okwangoku, yaye emva ibeke ukusebenza rhoqo kufuna ixesha elide ndide ndiwufeze umsebenzi.
• Iindleko amakhaya yesibini ingaphezulu ngokuqinisekileyo ngaphezu ixabiso endlini kwisakhiwo esitsha, kodwa oku ihlawulelwa kukungabikho iindleko eziyimfuneko ukuba ziyolungiswa iphele.

Njengoko iibhanka imarike yesibini?

Njengoko sele waqaphela, imali-mboleko zezindlu lesibini enikezelwa ngamaziko credit kungenzeka ngaphezu kwisakhiwo esitsha. Oku kungenxa yezizathu ezininzi. Okokuqala, imarike yezindlu entsha ihlaziywa isantya kancinci, kunye emarikeni secondary inika Ukukhetha ububanzi yeendidi ezahlukeneyo ixabiso.

Okwesibini, izindlu, ekho nje kule projekthi, njengoko kunjalo na izakhiwo ezitsha, kukho ingozi yokuba ebhankini. amaziko zeentengo zemboleko ababhekisi ukuba basebenzisane zikhethwe ngononophelo, kodwa iimeko ezingalindelekanga akukho mntu omzimba.

amabango Iibhanki 'kwimarike secondary

Kodwa kwakhona ukundwendwela imibutho ngetyala yokuhlala eziphantsi zibagcine zabo. Ngapha koko, ilifa lokwenene isiba isiqinisekiso yebhanki lonke ixesha mboleko. Kwimeko apho umboleki liya kuba yimali imali, ibhanki iya kunyanzeleka ukuba ukuphumeza isibambiso ukuba zilimale. Ngoko ke, indlu kufuneka ihlangane iimpawu ezithile zomzimba, kangangokuba akukho nto nqanda zokuthengiswa kwalo okwalandela.

• , Ukuba yakhiwe ngaphambi Indlu apho umboleki uceba ukuthenga indlu kwama-1957.
• imfuneko olugunyazisiweyo - ubukho lonke unxibelelwano mihla. I-Bank akuthethi ubambise indlu akukho amanzi ashushu nabandayo, ukufudumeza kunye nococeko.
• Ngexesha intlawulo epheleleyo ye-mboleko yendlu ibekwe kuyo indlu, kufuneka bangaphakanyiselwa bubudala ngaphezu kwe-70%.

Kuthekani ekuhlambululeni esemthethweni wepropati?

Iibhanki iimfuneko kunye nembali zomthetho kule ndlu - akukho ntlawulo avunyelwe. Ubhaliso akuvumelekanga kule ndawo zamaqela wesithathu, kwakunye ubukho izivumelwano ukubanjwa okanye isibambiso kunye namanye amaziko ngetyala. Ukongeza, ibhanki iya kufuna ukuba onke amaxwebhu asemthethweni kwaye ukhangele ukuze iimpazamo ezingachanekanga khona. Yinto esandleni kunye nabanini elizayo - baya kufumana umgangatho sokukhokhela nendlu alubonisi up mathuba angazithandiyo ngokuhamba kwexesha.