Ukubuyiselwa kwe-euro-protocol xa kwenzeka ingozi: ukusetyenziswa kwamaphepha, ukuhlawulwa okukhulu

Kungekudala, abaqhubi baseRashiya bakwazi ukwenza izingozi ezincinane ngaphandle kokubiza amapolisa esithuthi. Olu xwebhu, elineli lixa, libizwa ngokuba yi-europrotocol. Makhe siqwalasele imiba eyahlukeneyo enxulumene nalokhu, kubandakanywa nendlela yokukhupha nokufumana imali yokubuyisela i-euro-protocol.

Ingcamango

I-Europrotocol - uxwebhu oluvumela ukuba ujongane nemeko yengozi encinane ngaphandle kokubiza amapolisa endlela. Ngaloo ndlela, inkqubo yokubhalisa ikhawuleza, emva koko abathathi-nxaxheba kwengozi yendlela bangakwazi ukuqhubeka behamba ngokuphepha. Kwaqaliswa ukwenza ubomi kube lula kubathathi-nxaxheba bengozi kunye nabaqhubi bezinye iimoto ezidlula endleleni.
Ukusebenzisa eli lungelo, kufuneka ufunde ulwazi malunga nalo mbandela kwangaphambili. Emva koko iimpazamo kwizenzo kunye nokuhlanganiswa koxwebhu zincitshiswa, ngoko ke imali yokubuyisela i-euro-protocol ifumaneka ngaphandle kweengxaki.

Cinga kuqala izinto ezinxulumene nokuyila. Ngoko, ukuba kukho ukudibana, kufuneka:

• Yeka isithuthi kwaye ubeke uphawu olukhethekileyo, ukwazisa abanye abathathi-nxaxheba malunga nabo;
• Thatha umfanekiso wengozi, uchaze kwaye ulungise umonakalo, ukuba kunokwenzeka, uvavanye indlela ukulungiswa kweendleko kuzakubiza ngayo;
• Ukufumana ulwazi malunga nabathathi-nxaxheba kwengozi yendlela kunye nokufumana amangqina, ukuba kunokwenzeka.

Ngokuqala kokumisa - yonke into icacile. Kodwa ngemifanekiso kunokukho imibuzo.

Iifoto, iividiyo kunye neminye imisebenzi enokukunceda

Ukwenza imifanekiso encedo kwinkampani yomshuwalense, kufuneka ukuba yenziwe ngokuchanekileyo. Masifunde oku ngokubanzi.

1. Okokuqala yenza iifoto ezimbalwa zomfanekiso wonke wengozi, ulungise kwii-angles ezahlukeneyo.
2. Emva koko susa umzila ovela kwi-braking nge-close-up.
3. Emva koko, umonakalo ulandelwa.
4. Inani labasebenzi labanye abathathe inxaxheba kwengozi kufuneka bafakwe kwi-footage.
5. Ngaphambi kokuba wenze ingozi kwi-euro-protocol, biza inkampani yenkampani yomshuwalense kwaye uzazise isiganeko. Ngelo xesha, ukuba ulindele ukufumana inani elingu-400,000 ruble okanye kufuphi nalo, ke izixhobo ezisetyenziselwa ukwenza iifoto kunye neevidiyo zokurekhoda mazihlangabezane neemfuno zikaRhulumente. Ingozi, kwakhona, kufuneka ibhalwe yinkqubo yokuhamba nge-satellite.
6. Ukuba kukho amaNgqina ngexesha lokuphazamiseka, zama ukuqokelela idatha yoqhagamshelwano kubo. Imiqondiso iyadingeka ukuba kufuneka ukhusele oko kwenzeka. Kodwa oku akuyimfuneko.

Iimeko eziyimfuneko

I-Europrotocol ayivunyelwe ukukhupha kuzo zonke iimeko. Umthetho uchaza iimeko ezithile apho le nkqubo ivumelekile. Ukubuyiselwa kwe-euro-protocol kufunyenwe xa kukho iziganeko zonke eziyimfuneko. Masibhale uluhlu ngokufutshane.

1. Ngengozi akukho mntu ufanele ahlupheke.
2. Ukuxabana kwenzeka kuphela phakathi kwezithuthi ezimbini.
3. Abaqhubi bayavumelana nazo zonke iimeko kunye namabango afakwe phambili.
4. Bashiya indawo yengozi emva kokubhaliswa kwe-Europrotocol kugqityiwe kwaye amathinitsha kwixwebhu ahlanganiswe.

Ukuba ubuncinci kwimiba engasentla ayihambelani nemeko yakho, biza iphoyisa lendlela, ngaphandle koko awukwazi ukufumana i-inshurensi. Ukongeza, kufuneka kukhunjulwe ukuba ukubuyiselwa kwe-euro-protocol kunomda.

Inkqubo

Khawucinge ngomzekelo owanelisa zonke iimeko zokuzenzela. Ngaphambi kwethu lixwebhu elifuna ukuzaliswa.
Masiqale siqwalasele izinto eziqhelekileyo.

1. Ukubhaliswa kwe-europrotocol kunokwenzeka kuphela ngepenji yebhola.
2. Ngomnye wabathathi-nxaxheba, kodwa bobabini abashayeli babhala kwiikholamu ezikhethekileyo.
3. Icala eliphambeneyo lizaliswe ngamnye ngalunye.
4. Emva kokuyila ifomu iyacinywa, kwaye ngamnye umntu athatha inkopi yakhe.
5. Kulowo nalowo, abaqhubi bayayina.
6. Naziphi na izilungiso emva kokuhlukana azivunyelwanga.
7. Ukukwazisa inkampani yomshuwalense, inxaxheba yengozi yomgwaqo inikwe iintsuku ezintathu ukusuka kwengozi yendlela.
8. Kufuneka kwakhona uthathe isithombe nevidiyo. Ezi zixhobo zirekhodwa ngeyure emva kwesiganeko. Lo mgaqo ubandakanywa ekucaleni kweCASCO kunyaka okhoyo.

Isicelo

Ngamafutshane, sele sithethe ngeemeko phantsi kwe-Euro-protocol eyenziwe ngengozi. Masihlule impawu zabo.

1. Akukho mntu wabantu engozini akufanele ahlupheke. Kwaye akusebenzi nje kuphela kubaqhubi nabagibeli beemoto ezibandakanya ingozi, kodwa nabahamba ngeenyawo.
2. Kuphela xa kwenzeka ukudibanisa kweemoto ezimbini uxwebhu luqulunqwa ngaphandle kokubiza iipolisa zezithuthi. Ukuba imoto emithathu yayibandakanyekile engozini okanye, ngokuchaseneyo, enye kuphela, kuyimfuneko ukubiza umhloli. Kuyafana na kwimeko ukuba enye yeemoto ezimbini zifumaneka nge-trailer.
3. Enye imeko ebalulekileyo kukuba bobabini kunye nenye inxaxheba kwengozi kufuneka babe nomgaqo we-MTPL. Kwaye kufuneka kuhlolwe ukuba omnye umqhubi unendawo.
4. Abathathi-nxaxheba kwengozi yomgwaqo akufanele babe naluphi na ukungavumelani malunga neemeko zesiganeko. Ngoko ke, kucetyiswa ukuba ukhangele ukuba omnye wabo kwi-europrotocol akayi kugqiba into engavumelwanga.
5. Ingozi ibangelwa kuphela kwizithuthi. Ukuba ipropati kawonkewonke ihluphekile, ngoko kubhaliswa ngokuzimeleyo kwengozi akunakwenzeka.
6. Zonke iimonakalo ezibangelwa imoto, kufuneka uchaze ngokuchanekileyo. Kungenxa yesiseko sokungena kwenkampani yomshuwalense ukubala intlawulo.
7. Ukongezelela, omnye wabathathi-nxaxheba kwengozi kufuneka avume isohlwayo ngokungathandabuzekiyo. Okokuthi, akufuneki kubekho ukukhohlisa kunye neengxelo ezingenangqondo.

Kufuneka kuqondwe ukuba nayiphi na, nokuba neephoso ezincinane ekuzaliseni zingabangela ukungavumi kwi-europrotocol yenkampani ye-inshorensi. Ngoko ke, ukuba ungathandabuzeki, kungcono ukubiza amagosa amapolisa ezithuthi.

Ukuhlanganiswa

Iifom zesaziso zikhutshwe kwinkampani yomshuwalense, apho isivumelwano se-MTPL senziwa khona. Ukuba, ngenxa yesizathu esithile, unabo, unokuqhagamshelana nomshuwalense ukukhupha ikiti entsha.

Ezi fom zisezantsi. Bahlulwe ngamacolomni amabini, azaliswe ngokupheleleyo. Ngolunye uhlangothi, ulwazi lunikezelwa malunga nabathathi engozini, amangqina, indawo kunye neemeko zengozi, kubangele, ukulimaza kwimoto, njalonjalo. Emva koko ingenanto ingagqitywanga, kwaye icala langasemva lizaliswe ngokwahlukileyo.

Ngaphambili

Makhe sidlule ngqo ekuzaliseni. Izinto ezisecaleni langaphambili zizaliswe ngokucokisekileyo. Zonke iinkcukacha eziyimfuneko, iinkcukacha ze-inshorensi kunye neenkcukacha zonakalo kufuneka ziboniswe. Cinga indlela yokubhala ezo ngongoma apho abathathi-nxaxheba ngengozi bavumela inani eliphezulu lamaphutha.

1. Kwimihlathi yesi-13, isikimu siboniswa. Akufuneki kuphela ukukhwaziswa kweemoto ngexesha lengozi, kodwa kunye namagama ezitalato kunye neendlela, ziboniswe izinto ezithe ngqo, izibane zendlela, iimpawu zendlela kunye nezinto ezinjalo.
2. Ukulimala kumiselwe kwii-14. Bhala yonke into ebonakala kwiso iso. Apha ufanele uqinisekise ukuba omnye umqhubi akakubonakali iindawo ezazityhula phambi kwengozi. Ukuba umonakalo awubonakali, ziya kufakelwa emva kwengozi xa kuhlolwa ngcali kwiziko lesevisi.
3. Kwimimiselo ye-16 ichaza iimeko apho kuqhubana khona ukuxabana. Kule kholam, phawula zonke iinkcukacha. Iimeko zihlalutyiwe kwaye zichazwe ngokucacileyo.
4. Kwiphepha lesi-17, yenza umzobo wento eyenzekayo.
5. Kwimimiselo ye-18, amaqela asayine loxwebhu.

Emva koko, le fom iyahlula ibe yindawo kwaye igcwaliswe ngaphesheya.

Ngasemva

Yonke into echazwe kwicala eliphambili ayibonisi. Le nxalenye izaliswe ngabanye abaqhubi ngokuzimeleyo. Ukuba ifomu liphangiwe, thatha enye, uyizalise kwakhona. Njengoko sele kuphawuliwe, akufuneki kubekho naziphi na izilungiso. Ukuba omnye umhlanganyeli akafuni ukuzalisa i-Europrotocol xa kwenzeka ingozi, biza iphoyisa lendlela ngokukhawuleza, kuba izenzo ezinjalo azivunyelwanga.

Bonke abaqhubi abanomgaqo-nkqubo we-MTPL kufuneka babe nefomu ye-EuroProlling, ekhutshwa yinkampani yinshuwalense. Ukongeza, kunqweneleka ukuba abaqhubi baprinte i-Euro-protocol-sampuli ngokwabo. Emva koko, ukuba kwenzeka ingxamiseko, kulula ukuhamba kwaye ugcwalise uxwebhu okokuqala ngaphandle kweziphene.

Isixa semonakalo

Okwangoku, i-legislator isetyenzisile isixa esiphezulu sembuyekezo ye-euro-protocol. Oku, ngokubanzi, ngama-ruble ama-50,000. Nangona kunjalo, kukho ezinye izinto.

1. Ngoko ke, isixa-mali sinama-ruble angama-25 000 kuphela, ukuba ubuncinci omnye wabathathi-nxaxheba be-inshurensi yengozi ye-OSAGO iphelile ngaphambi ko-Agasti 2, 2014.
2. Kodwa ukuba ingozi yenzeke eMoscow, eSt. Petersburg okanye kwimimandla yabo, umda we-euro-protocol uba mkhulu, kwaye i-ruble ayi-400 000. Nangona kunjalo, oku kuya kwenzeka kuphela ukuba inkqubo "Era Glonass" ifakwe kwiimoto . Ukuba le nto ayikho, akufuneki ukuba ulinde ukuhlawulwa kwama-ruble angamawaka angamashumi amahlanu.

Kukho iimeko xa uviwo lubonisa ukuba umonakalo obangelwa yengozi idlula inani leminshurensi. Emva koko umqhubi, obangelwa yingozi, uhlawula imali eseleyo ephaketheni lakhe. Esi sihlandlo esingathandekiyo. Emva kokubeka isayinwa kwiphepha, uyayibona loo nto.

Ngokukodwa kuyimfuneko ukuba linyamekele ngoomatshini baseTshayina. Kukho rhoqo kunye nabo, nangona emva kokushayisana okuncinci kwingozi yomonakalo emotweni imbi kakhulu. Ngokuqhelekileyo oku akubonakali ngokukhawuleza. Ngaloo nto, akwanele ukwazi indlela yokuziphatha kweli meko, kwaye yiyiphi imithetho ye-europrotocol ekhoyo. Kubalulekile ukuqonda umonakalo okhoyo kwisithuthi.

Yintoni eyayiba yingxaki

Khawuqwalasele ezinye zeendlela ezinokuthi ziqwalaselwe xa kubhala i-Euro-protocol.

1. Ukuba umgwebi wengozi ubhalisiwe kwelinye ilizwe kwaye unekhadi eliluhlaza, i-Europrotocol ikhutshwe ngendlela eqhelekileyo.
2. Ukuba ifom iqulethe inkcazelo yokuba abathathi-nxaxheba bengozi bengavumelani kwimeko, inkampani yomshuwalense iya kubhengezwa ingavumelekile. Emva koko kuya kuba yingxaki kakhulu ukufumana intlawulo yemonakalo kwi-euro-protocol.
3. Ngaphambi kokungqinelani, abasebenzi be-Inspectorate yoKhuseleko lweZithuthi kufuneka bafonele.
4. Iintlawulo zomshuwalense aziyi kufumaneka nangona umntu onetyala engabonakali kuloxwebhu. Ewe, iifoto kunye nevidiyo ziyakusindisa imeko.

Izenzo emva kokubhaliswa

Emva kwesiganeko kunye nokulungiswa kwe-Europrotocol, izenzo zabathathi-nxaxheba kwengozi yendlela zilandelayo.

Ixhoba zingadlulanga iintsuku ezintlanu zisebenza kwiinkampani yomshuwalense ipakethe yamaxwebhu ukuba ibuyiswe i-euro-protocol. Iquka:

• Ifomu yezaziso zengozi;
• Inkcazo yembuyekezo, ezaliswe kwifomu engabonakaliyo (ukuba kuyimfuneko, unokusebenzisa isampuli enikezelwe ngqo yinkampani yinshuwalense);
• Umphathiswa onolwazi malunga neyona ngengozi (ingaba imemori khadi kunye nokurekhoda kwevidiyo okanye iifoto - ngoko kufuneka kuqatshelwe ukuba akukho tshintsho kunye nokuhlelwa kwedatha kwenziwe).

Umgwebi kufuneka kwakhona atyelele inkampani yakhe yomshuwalense okanye athumele apho ifomu lesaziso. Akufanele aqale ukulungisa imoto zingadlulanga iintsuku ezili-15 emva kokugqitywa. Kodwa ukuba ufuna ukulungiswa ngokukhawuleza, ngaphambi kokuba le moto inikezelwe ukuhlolwa kwinkampani yomshuwalense yomnye inxaxheba kwengozi okanye ukufumana apho imvume efanelekileyo yokulungisa umsebenzi.

Iingxaki ngeentlawulo kunye nabaqhubi

Ukuba i-inshurensi, emva kokuphonononga izixhobo ezibonelelwe yona yinkampani eyalimalayo, iyenqaba ukuhlawula umonakalo, okanye umonakalo kwiprogram ye -euro apho ilungu elenzakalisiweyo libala liphantsi kakhulu, unokumangalela inkampani yomshuwalense ngokufaka isicelo kwinkundla. Oku kungenzeka ukuba kugqitywe kwisigatshana sesi-5 seSiqendu 23 seNkqubo yoLuntu lweRussia Federation. Ngaloo mabango baphendukela kubulungisa boxolo.

Kodwa kwenzeka kwakhona ukuba xa abasebenzisi bezithuthi beza kwenza iziganeko zokufaka ingozi ngaphandle kokubiza ingozi. Ukuba umntu uhlasele okanye umonakalo emzimbeni, kungcono ukuba ungabikho umngcipheko kwaye ubize umhloli, kwaye ukuba kuyimfuneko, kunye ne-ambulensi. Ukuba akukwenziwanga, imiphumo emibi kakhulu ingenzeka.

Isiphelo

Ngaloo ndlela, ukuba uthe waba nxaxheba kwengozi, kwaye wenze isigqibo malunga nokukhetha kokubhaliswa kwengozi, yenza ngokuqonda. Cinga ngeengcebiso ezichazwe kwinqaku.

Kufuneka idibaniswe ukuba ngexesha lokusebenzisa i-europrotocol, isabelo sentlawulo ye-inshorensi efunyenwe ngenxa yokubhaliswa ngale ndlela ayikho ngaphantsi kweesithoba kwizenzeko zonke. Inani elincinci leengozi, abathathi-nxaxheba abaye bathetha ukuqamba amaxwebhu ngaphandle kokubiza amagosa amapolisa endlela, kuchazwa ngento yokuba ekugqibeleni kunokubakho ukuqikelela ukulinganisela umlinganiselo wonakalo.
Iqela elinetyala lihlala libeka umngcipheko lokuba aliyi kuba nelanele ukufihla intlawulo ephezulu kwi-euro-protocol. Ingozi iya kuba yonakalisa, njengoko kuya kufuneka iguqe yonke imali ephaketheni lakho.