"Momentum" Map (Sberbank): ukufumana nokuba ukusebenzisa njani na ngayo. Iimeko, imfundiso kunye nengxelo

Unotsheluza likhipha Savings ilula kwaye abhaliswe amakhadi ebhanki kwinqanaba lokuqala. Kulo mba, kufuneka umlinganiselo ubuncinane iinkalo. Uncedo ibalulekileyo ukuba unalo imephu "Momentum" (Savings Bank), kukwenza ukuba bayile kwaye ukuveza phezulu esele zenziwe ukuba akukho ngaphezu kwemizuzu eli-15 naliphi na isebe. amakhadi enjalo inkqubo yentlawulo "Visa Electron" okanye "Maestro". Currency lingaba naliphi. Kodwa ukuba ikhadi lamatyala ikhutshwa zeerandi okanye euro, kunokwenzeka kuphela xa umnini ufumana mboleko ngohlobo lwemali eyahlukeneyo. izixhobo intlawulo Instant zingasetyenziswa kuphela kweli lizwe kodwa phesheya.

njani ndifumana ikhadi nangephanyazo?

Imephu "Momentum" (Savings Bank) lenze uyilo ngokwanelisayo elula. Ukuze wenze oku, qhagamshelana nje ebhankini, gcwalisa isicelo iinkonzo zebhanki kunye namakhadi ngamazwe. Ngoko ke ikhadi ziya kunikwa umsebenzi, apho imfuneko ukuza ikhowudi yakho eyimfihlo. Lo msebenzi wenziwa ngokusebenzisa i-ATM. Kwakhona kwisiza ziyafumaneka ukuze ungene "Sberbank Online" senginginya nodibaniso SMS-isaziso. Emva ngokubeka zonke iinkonzo ifowuni iza kuhamba kulomiyalezo.

Sberbank "Momentum" Imephu: yokusebenzisa indlela

Olu hlobo lwekhadi kwisicelo yayo ayahlukanga kwezinye iimveliso zebhanki efanayo. Kuyo uyakwazi ukubeka imali yakho uze uthabathe kubo ngokusebenzisa nayiphi ATM. Unako kwakhona ukuhlawula kunye nekhadi ezivenkileni. Ukusetyenziswa kwemali waboleka ibhanki ivumela ikhadi lamatyala "Momentum" (Sberbank). izigxeko Customer kule mveliso logcino-positive ngaphezu okubi, ngoko ke ngokwenene ukuba basebenzise. Ukuhlawula ukuthenga ezivenkileni ngokuyimfuneko kufuneka ufake ikhowudi PIN. Ke ukuba i "Visa Electron" inkqubo card, ngoko ungena nje itshekhi. Phakathi kwezinye izinto, amakhadi Instant ingasetyenziswa nge-intanethi kwaye "yibhanki Mobile", oko kukuthi ukwenza izibalo on-line kwaye ngokuthumela izicelo kwifowuni.

ikhadi lamatyala "Momentum" Sberbank - iimeko

Ezi amakhadi ziyafumaneka ukuze abathengi nayiphi na ibhanki. Age ummi Kufuneka ube neminyaka ubuncinane-21. Qiniseka ukuba ubonise incwadana yokundwendwela. Awukwazi Ungakhathazeki malunga nento oza kuza ofisi kwaye ufumane imephu, njengoko zifumaneka ngamaxesha onke. Njengazo naziphi na ezinye ngecredit card, kule kukho ixesha ubabalo, oko kukuthi iintsuku ezingama-50. umyinge wenzala - 18.9%. Xa emkayo imali yentlawulo umthengi njengoko ekhulwini, kodwa hayi engange ngaphantsi kwama-400. Xa uqhuba imisebenzi kwi-ATM yeebhanki amazwe ukuba amane ekhulwini. Ukongeza, ezinye iibhanka nkampani uya kuhlawuliswa ipesenti ngenxa yokubonelela ngemali.

Njani ukuze isebenze?

Njengoko ikhadi luvuliwe, "Momentum"? iimeko Sberbank malunga nokusetyenziswa credit cards lurid iinkcukacha, kwaye kufuneka ifundwe ngenyameko. Ngoko ke kufuneka ukuba ukuvula kwimvulophu evaliweyo, leyo eziqulathwe ikhadi kwaye PIN. Ukuba ngokungazi ikhowudi eyimfihlo ukufumana imali okanye ukuhlawula into ivenkile iza kusebenza. Kwakhona, musa ukuthembela ngaye, kwaye imephu kwabanye, okanye nje ukunxibelelana nabani data babo emfihlekweni.

Ngoku ikhadi ngokwayo kufuneka zihlolwe ngenyameko. Qinisekisa iinkcukacha zichanekile, kucace inani ezibonakalayo yaye ilogo inkqubo yentlawulo yelizwe.

Okulandelayo emva ikhadi kwibhokisi ezimhlophe usayine igama lakho. Ibhanki uthembisa ukuba ikhadi "Momentum" olulandelayo ngosuku (Savings Bank) ziya isebenze ngokuzenzekelayo.

Ukuze ngokuzimeleyo uqinisekise ukuba iyasebenza, ungenza ukuyifakela matshini kunye, umzekelo, ukukhangela imali eseleyo.

Ukwenza ikhadi instant online

Ngelishwa, impendulo yombuzo indlela yokufumana ikhadi Savings Bank "Momentum", akuthethi kuthi eyilwe kunokwenzeka kwi-Internet. Oku akuseyomfuneko namhlanje, ngokukodwa ukuba isicelo aze alinde de ibhanki isivumela. Nje ukuya naliphi na isebe, kwaye mephu ezandleni zenu phakathi imizuzu eli-15. Phakathi kwezinye izinto, unako ukubhalisa ikhadi kwinkqubo yebhonasi "Enkosi kwi Savings Bank" ukwenza transfers imali, intlawulo ukuthenga wenziwe ngqo evenkileni okanye kwi-Internet, kude ukulawula iimali zabo, ukufumana izaphulelo, qhagamshela avtoplatezhi njalo njalo.

Ingaba kukhuselekile ukusebenzisa i imaphu?

Imephu "Momentum" (Savings) unalo ukhuseleko ethembekileyo. Njengoko umthetho, izizathu apho nabakhohlisi bafumane ukufikelela kwi-akhawunti, inyaniso alula imigaqo ukuyekelela na inxalenye abathengi ngokwabo. Kuqala kwinto zonke, musa ukugcina ikhadi kunye PIN kunye. Xa ufumana kwimvulophu ikhadi ngaphakathi, kuhle ukukhumbula nje ikhowudi pin futhi ayibulale emvulophini. Ukwenza iintlawulo, kufuneka sivumele nabathengisi ukuba ikhadi emehlweni akho. Ukuba ufumana i-imeyile okanye umyalezo wombhalo kunye nesicelo ukwazisa PIN yakho, ufanele wazi ukuba Akuvunyelwe ngqo ukukwenza! Abameli ibhanki ukwenza transactions kwemvume yakho, okanye nje solwazi ingafuneki PIN. Ziphephe-ATM kwiindawo zikawonke ezixineneyo, njengoko ngokufuthi babeka pads apho, kwanabenzi bobubi abo ukufumana iinkcukacha ikhadi lakho.

Indlela uyitshaje?

Ngoko ke wazi njani imephu "Momentum" (Savings Bank)? Umyalelo ilula. Kukho iindlela ezininzi lwesivumelwano.

1. Ungenza imali ngokusebenzisa osethilini le bhanki. Akwanelanga ukuba niyinikele incwadana yokundwendwela, inombolo yekhadi (ukuba zikhona) okanye inombolo-akhawunti yebhanki. Okulandelayo kufuneka usifowunela isixa ukugqithiselwa, khangela ukuchaneka kweenkcukacha - kwaye, emva kwethutyana imali kwi-akhawunti yakho.

2. Ngo-terminal. Le ndlela elula bonke, esebenzisa apho zivuselela ikhadi "Momentum" (Sberbank). izimvo Customer uthethe ngokwabo. Akukho nto esintsonkothileyo. ufaka nje ikhadi i-ATM, faka iPIN yakho uze ufake nemali efunekayo. Kuthethwa akhawunti ziya kuhamba ngephanyazo.

3. I-ofisi kwenye ibhanki. Noko ke, xa esenza transfer onjalo kufuneka kukhunjulwe ukuba balindelwe lo msebenzi, nto leyo ityala yibhanki. Ukongezelela, imali ukuya ngenye imini. Kwaye kukulawula ke ixesha elide kakhulu, lo gama ityala kufuneka kuwucima ngokukhawuleza.

4. Ngenxa sipaji elektroniki. System "WebMoney" yaye "Yandex" Kwakhona zikuvumela ukuba wenze ukhutshelo ukuba amakhadi. Bongena nje nayiphi na inkcazelo yeakhawunti ixesha elide, okanye ukuba ukhankanye inombolo yekhadi. Ngokwesiqhelo, le mali iphuma ngokukhawuleza kakhulu.

Ndingathi ukuba wemvula lwekhadi akukho mfuneko phambi ngayo layo. Translation angenza umntu wesithathu. Nangona kuya kufuneka unikeze yakho yokundwendwela uze ubhale ingxelo apho zonke iinkcukacha ziya kuluhlu.

Yintoni kuba imiphumo ebuhlungu?

Ngokuqinisekileyo ngamnye kuthi uyazi ukuba xa engagqibekanga izibophelelo zalo ngexesha elifanelekileyo, kukho iziphumo ezithile. Ukuba sithethe ngqo malunga credit card, intlawulo kwi lokuvuthwa emva kwe ibhanka kuhlawuliswa.

Ngokuqhelekileyo, amaziko zeentengo zemboleko lihlawuliswa ipesenti ethile ngosuku ngalunye kokulibazisa. Ke Sberbank, ngoku iyi-38%, nangona ezinye iibhanki -%-24 kuphela.