Isiqinisekiso CFA - ntoni na? ngezigaba CFA

Kubonakala, i CFA-ezingqiniweyo (oko kukuthi - esiza kuxubusha ngayo kwinqaku) bubungqina ngakumbi kakhulu yobuchule ngaphezu MBA ezaziwayo-kakuhle, kodwa eRashiya uyazi ngaphantsi. Noko ke, iingcali sele bakwazi ukuqonda ukuba yokugqibela yi hayi usisiqinisekiso inkulu ukuba umsebenzi wakhe uya kukhuthazwa ngendlela engcono. Kodwa ke, ukuba CFA, kukhuselekile kubizwa ngokuba umhlaziyi zemali.

Ixabiso ziko

Degree of Umhlaziyi Financial kumgangatho wamazwe ngamazwe (Chartered Financial uMhlalutyi) yenye yezona ehlonelwayo ehlabathini. Ukuze ufumane isiqinisekiso CFA, uqeqesho enikwe kwi-American Institute. Iingcali abagqibe oko, kukho kumazwe angaphezu kwama asixhenxe amawaka 200 kaThixo. Kodwa ezi abahlalutyi kweli lizwe kakhulu kancinane. Ngokutsho Director General Richarda Heynsvorta, ngubani na zombini yintloko CFA Association eRashiya, isibambiso lobungcali iba CFA-eqinisekisiweyo namhlanje.

Loluphi uhlobo iwaranti uncedo ukucacisa enye ingcali, uKonstantin Demchenko, ukulawula inkampani "Everest Asset Management". Ukholelwa ukuba ngaphakathi sikhokelo obungcali ezipaselwe nenqanaba eliphezulu lobungcali emsebenzini yaye ujika ngaphandle ulwazi oluninzi eziluncedo ezifunekayo ukuze umsebenzi elizayo. Umhlalutyi kusenokufuneka inkampani, nokuba zokuqhelaniswa yayo. ulwazi ncutshe jikelele ngokwendalo, zinokuthi zisetyenziswe ngayo ezininzi kumazwe ahlukeneyo, iinkampani kunye neemeko.

Ukuze siqonde isizathu sokuba isiqinisekiso kusenokuba yimfuneko, khangela nje la manani abafundi. Iingcali Financial phakathi kwabo kakhulu lukhulu, kodwa ulwazi ababeyizuzile ngokungathi eyahlukaniswekumazwe abakuso. Qiniseka abafumana CFA-eqinisekisiweyo, kwakuza inzuzo ebalulekileyo phezu okhuphisana.

Kwindlela eya empumelelweni

Noko ke, ukuba ufumane iphepha ezigcine ayikho into elula. Ukuze ube nokulungela ukufumana uviwo ulwazi elifunekayo IsiNgesi kunye namava ngumpheki efanelekileyo. Ukuza kuthi ga ngoku, lusebenzeni nilufeze olwenu kufuneka ubuncinane iminyaka emine ukuba abe nako ukufumana uxwebhu.

Kunzima ukuba bapase iimviwo ezintathu eziya uvavanyo ilifa ulwazi theoretical malunga yoqingqo-asethi kunye nolawulo portfolio.

Umhla omiselwe ukuba imini xa uvavanyo esebenzisekayo ngexesha elifanayo onke amazwe. Ngaphambili, ngexesha kunokuba inqanaba libe linye kuphela ukuthatha indawo. Kodwa ngoku ithuba lokuba boyise nje amabini kuwo. Ngoko ke, eli xesha lincinane na odlulayo iminyaka emithathu, kodwa ezimbini. Abo ngokukhawuleza kunye nokuqeqeshwa ukuya kwiminyaka esixhenxe. Oko ngeli xesha, iziphumo ezidlulileyo iya kuhlala isebenza.

Amanqanaba Classification kunye nokwanda kancane

Ngoko ke, cinga ukuba izihloko baqatshelwa ukuya kula manqanaba CFA.

Kwinqanaba lokuqala lolwazi kuvavanywa uvavanyo kunye nolawulo-mali. Kuyimfuneko ukuba enze uhlalutyo kwizixhobo zemali usebenzisa iindlela Uqoqosho lwesizwe kunye microeconomics, iindlela lwamanani, ukuqonda olufanayo utyalo-mali, iimalike zemali, accounting. Le mfundo ithathwa kakhulu enzima, njengoko esinokubakho ekuthiwa-imigibe. Kodwa ke kuya kuba lula ukuhamba. Uviwo singathathwa kabini ngonyaka, yaye lo msebenzi ikhutshwa olufana neemvavanyo.

Inyathelo elilandelayo kubandakanya eqhuba yoqingqo-asethi kunye nohlalutyo of accounting indalo. Abafaki sisebenzisa ulwazi ezifunyenwe kwinqanaba yangaphambili in practice. Kulo mzekelo, udinga ingqondo enzulu theory lemarike eyinkunzi, i-Central Bank, ukuze aqonde ukuba utyalo-mali, ukuba abe nako ukubala ingeniso kunye nomngcipheko, xa kuthelekiswa ne engenye okunokwenzeka ze anike iingcebiso ngengqiqo. singathathwa Le yoviwo kanye ngonyaka.

Inyathelo lokugqibela ulawulo novavanyo kunye portfolio. Apha abaviwa ukuqonda ngokucacileyo le nkqubo kwaye zenze kube yahlukile kwinkcazelo iinjongo, okulindelekileyo kunye nezithintelo zotyalo-mali. Enyanisweni, lo mgangatho ubonisa ukuqonda manqanaba zangaphambili. Yena uya kube kanye ngonyaka. Umsebenzi iqulathe iinxalenye ezimbini, owokuqala lubandakanya izifundo mini-mzekelo, kwaye eyesibini - imibuzo kufuneka iphendulwe ngokohlobo isincoko elifutshane.

Okanye ukufumana?

Ezinye bezimali baqinisekile ukuba imfundo esemagqabini zafunyanwa kumaziko emfundo ephakamileyo Russian, kwakunye namava inxaxheba kurhwebo lwasemakhaya kubaluleke ngaphezu isatifikethi. Kwaye ukuze kube kulungile. Iziqu zeeyunivesithi zethu bayakwazi ukucinga enengqondo nokusombulula imisebenzi enzima. Kuba umhlalutyi, ezi zinto ezisisiseko. isiseko yezibalo enamandla ekuqiqeni ibe yimpumelelo enkulu analytics.

Noko ke, abaxhasi omnye kwinqanaba umbono bakholelwa ukuba yonke into eyenzeka kwimarike yehlabathi, ngendlela enye okanye omnye, kubonakala zethu. Ngoko ke, yonke into esebenzayo kweli hlabathi, elingundaba- iRashiya.

Ukufumana CFA kuthetha ukuqonda iinkqubo umda ngamazwe. Kwaye ukukhula inqanaba inzala waphawula eRashiya. Oku kugwetywa ngenxa yokwanda kwenani lezicelo uxwebhu.

Ukulungiselela iimviwo, wena awukwazi ukuba ezabo. Kukho iinkqubo uzimanye ngokusekelwe leyo bafundisa abasebenzi abatsha. Nakuba kunjalo, ukwenzela ukuba baqeqeshwe, njengoko khumbula, udinga ulwazi kakuhle ulwimi IsiNgesi.

An ibhonasi ezongezelelweyo

Wabonisa iziphumo zophando zabaqeshi abamalunga kubaluleke kangakanani ukuba kubo ezikumviwa unalo CFA-isatifikethi, oko alubonwanga njengento ekhethekileyo. Abaqeshi ukubona xwebhu nje plus engaphezulu ukunceda sicelo ukufumana indawo athandwayo.

Ngaloo ndlela Umqeshi uyaqonda ukuba umviwa kakhulu kushukunyiswa. Noko ke, oku akuthethi ukuba ngokuyimfuneko ilingane kwindawo ethile kwaye ukwazi ukwenza umsebenzi kuyimfuneko.

Mhlawumbi kungcono Acca?

Ngelo xesha, i-arhente zokugaya Siqinisekile ukuba xa ukhetha evela izatifikethi Acca, CFA, kuya kunikwa lokuqala ngokucacileyo. Yaba abaqeshi zakhe bafuna kakhulu.

Isiqinisekiso zingafuneka kwabo abaqala nje umsebenzi wabo. Abo izisebenzi ilawulwa sele ukwenza umsebenzi ngaphandle kuyo, unako ukumelana ngokupheleleyo kunye neemfanelo zabo kwixa elizayo. Ngaphezu koko, ukuba umviwa kuphela kwinqanaba isifundo, le nkcazelo ubonakala njengoko njengomba ezimbi, ngenxa yokuba inkqubo Ungatsala iminyaka. Kwaye akubonakali ukonwabela umqeshi.

Ngaba simele silindele umvuzo omkhulu?

Omnye umbuzo umdla ukuba iingcali abanomdla, egqiba ukufumana Acca, CPA, CFA-eqinisekisiweyo, yinto indlela uxwebhu iya kubonakala lomvuzo. Yeha, njengokuba kusenziwa ibonisa, umviwa kungenakwenzeka kwasekuqaleni sifanele silindele yengeniso landa. Eyona nto ibalulekileyo kukuba oko imisela umvuzo, la mava angaphambili kunye nezakhono. Noko ke, ukuba iimfuno umgqatswa ukumimitheka iziqinisekiso ezifanelekileyo, unomvuzo sele ecetywayo ngaphezulu.

Kwaye ke iingcali ngokwabo, ukuba abanini isiqinisekiso Acca, yeKapa, CFA, bona ngokwabo ngaphezu kwabo abangenazo maxwebhu-30%. Ngoko ke siziphathe neengcali abaye abafundiswa nayiphi iiyunivesithi ezidumileyo. Kwaye kulindelekile. Emva kokuchitha eninzi imali kuqeqesho, ndifuna ukuba ukubala ngokongeza ukuze nabo kwakhona.

Inzuzo ngamaxesha obunzima

Kakade ke, sinako ngenkankulu ukuba imivuzo ephezulu ngexesha lentlekele. Ngelo xesha linye i-sicelo lifumana iadvanteji ecacileyo. Kodwa iimeko ezibalulekileyo kunye nezinye. Ukuba inkampani akazange ekuqaleni ungavuma ukuhlawula imivuzo endilisekileyo iingcali top-notch, abaninzi baya kukhetha i zicelo abatsha abangenamava nabafunayo ukusebenza imali encinane.

isiphelo

Ngoko ke, kufuneka kuqondwe ukuba izitifiketi CFA, i frm kunye nezinye akayi-off siqinisekiso leri omsebenzi. Kwangaxeshanye, zinceda ukuphucula kakhulu izakhono zabo ukuphumeza iinjongo lula ngakumbi.

Kukho iweb eninzi yeengcali ngempumelelo abaye bafumana uqeqesho olufanelekileyo nokuba isatifiketi CFA. Indlela nakukufumana oko, ozifunde kweli nqaku.

Kunzima abahamba endleleni. Noko ke, abaninzi kwabo kuba lowo sesidlulile, musa uzisole ixesha wachitha. Bakholelwa ukuba imfundo wenza kube lula ukufezekisa esi sicwangciso. Kwangaxeshanye, isiqinisekiso kufuneka ithathwe njenge esiphelweni ngokwalo. Kunoko, yinto inkqubela ethutyana malunga asenkcochoyini.