Inkonzo Moneyman microcredit. Ukuphononongwa, ubuhle nobubi

Kutshanje, market micro-credit iye ikhule ineenkalo nanto. Ukuba ngaphambili sasingakwazi sicinge ukuba njani imali-mboleko ayikho ebhankini, ngelixa iinkampani zorhwebo, namhlanje wonke umntu uyayiqonda iingenelo micro-mboleko.

Yintoni micro-credit?

Ekuqaleni, microcredit yavela kwi 80s emva kwexesha e Belgium. Ingcamango-mboleko ezinjalo kukuba njengekhrayitheriya lula ukukhetha abaviwa isicelo semali-mboleko, nto leyo unikwa imali encinane ukuba ixesha analo lifutshane. Ukuba le mboleko sikhutshwa obolekayo ephezulu kakhulu izinga lenzala, nto leyo ezisa inzuzo eliphezulu ngokwaneleyo ukuze oyibolekileyo (idla iirhafu microcredit ukufikelela 400% ngamnye ngonyaka).

Thina microloans esanda kutshanje, kwi-90 emva kwexesha. Issue yaqala imibutho yabo yabucala, ongazifuniyo mvume zebhanki ukulungiselela umsebenzi onjalo. Akakhawulezi ngokwaneleyo microcredit niche ilawulwa inani elikhulu leenkampani. Abanye babo ukusebenza unanamhla.

kanye umqondo microloans Iinzuzo kokubini umboleki kunye endodeni. I itoti lokuqala kweli xesha lifutshane kwaye ngaphandle kwesidingo okuqokelela iseti enkulu yamaxwebhu (njenge bank) ukufumana imali ngeendleko ezincinane; kwesesibini ngexeshana olude elifutshane ukufumana inzuzo eliphezulu. Ngelo xesha imingcipheko zenkampani, ukusasaza mboleko, encinci kuba imali ematyaleni, njengokuba umthetho, kodwa phezulu kangako.

indlela entsha. Microloans online

Ngophuhliso izicelo mboleko processing nge microloans Internet nako ukuphuhlisa apha. Ngoku kukho iinkampani ezininzi ukuba mhlawumbi uthatha i data unetyala kwi-network nokuhlolelwa intanethi okanye ukunika ngaphandle mboleko ekwimo non-cash, esebenzisa inkulu ukuya kwiinkqubo umhla wentlawulo. Ngokomzekelo, omnye iinkampani odumileyo ingabizwa Moneyman. Customer ingxelo icebisa ukuba olu hlobo kubolekisa Kulula kakhulu kwaye kuluncedo kuba kakhulu lula inani kweenkqubo kunye nabantu ixesha okonga. Ezi nkcukacha-manani ye-nkqubo ingqina ukuthandwa kwenkonzo kunye nokukhula kwayo.

Ewe, lo mbuzo kungekhona ukuba inkampani uqhuba ingozi otyalwayo, ukukhutshwa mboleko kwi-intanethi. Enyanisweni, bonke nokubuyekezwa Moneyman (owazeka ngetyala apha nayo ukuqinisekisa olu lwazi) abonisa ukuba umsantsa ngemali akukho lula. Ngaphambi kokuba usayine isivumelwano kwaye ufumane imali, abasebenzi bayitshekishe ngocoselelo isazisi sakho. Ngoko ke musa ukucinga ukuba ungakwazi kangaka nje ukuze basinde.

About Moneyman.ru. Izimvo malunga inkampani

Ukuba sithethe ingakumbi iinkampani ngentla Moneyman, iiriviyu ngayo ngokwanelisayo ezintle. Apha abaxhasi thembisa iimeko bhetyebhetye ngokupheleleyo: Izicwangciso lweerhafu nje 5, nganye kufuna intlawulo ixesha mboleko ezahlukeneyo, yaye, ke, izixa ezahlukeneyo mali anokuthatyathwa. Ukuyenza ibonakale ncono: umzekelo, imali yokukhwela ubuncinane "Qala" ibonelela mboleko ukuba kwithuba leentsuku ezi-5 ukuya kutsho kwinyanga-1 ukuya ku $ 8000. "Superturbo" ikuvumela ukuba ufumane mabangabi ngaphezu kwe-30 000, nto leyo zikhutshwa isithuba seeveki-8 ukuya 16. Ngenxa yoko, le nkampani kunika umthengi ukukhetha xa ukuhlawula amatyala yaye wakwenza njani oko.

Noko ke, njengoko siqinisekiswe ngu-ncomo Moneyman, nganye izicwangciso lweerhafu ezahlukileyo lubandakanya umyinge wenzala (kuyahluka 1.1 ukuya 1.3 ekhulwini ngalinye ngosuku). Logama nje ibhalansi yakho ihlawulwe, oko uya kukuthwala ipesenti ethile yosuku ngalunye.

Indlela ukukhetha isicwangciso ngetyala?

Kakade ke, xa efika kuqala ukuze kubonakale ukuba mkhulu loo mali-mboleko, ngcono. Nangona kunjalo, umbuzo le mali-mboleko kufuneka ithathwe ukuqonda ukuba ngakumbi uthatha, kokukhona kuya kufuneka ubuyele ngakumbi. Inzala ethe kumasalela, okhankanywe ngasentla. Imihla, ngokulandelelanayo, naye uya kwandisa. Ukuhlalutya izicwangciso ngetyala, umntu lula ukuqonda ukuba inkampani ukhusela ingeniso zayo ngokwenza ixesha ubuncinane lokubuya izixa ezikhulu. Ngoko ke, nokuba ufuna ukuba uthathe isixa esikhulu kwixesha elifutshane, asikwazi usetyenziswe ukuhlawula amatyala.

Iimfuno abaviwa

Ngoku oko ekhankanywa rhoqo ngabantu bashiye zabo ncomo Moneyman. amanqaku Negative - nezithintelo yobudala kunye nobumi. Ukuba ungaphantsi kweminyaka eli-18, yaye wena akunguye ummi ye-Russian Federation, musa ufumane imali-mboleko. Kwezinye iimeko, imali-mboleko evela Moneyman inkampani kakhulu ifikeleleka. Ukuqulunqa ngayo, ekuqaleni kuya kufuneka ukuba kudlula qha inkqubo yokuqinisekisa data kwaye atyikitye sipho. Emva koko, ngokuvumelana website, imali kufika ixesha elifutshane (ukuba "Yandex" okanye ikhadi lebhanki, ngoko nangoko). Iindaba ezimnandi kukuba malunga Moneyman ncomo ukuqinisekisa oku. Yaye uninzi lwabo, endleleni, ezintle.

Kutheni uye Moneyman? Mboleko ukuba kwabe

Ukuze ezinye kusenokubonakala ngathi ukungena imicimbi ngokwemimiselo njengoko kuchaziwe apha ngasentla - ayikho inzuzo ekuqaleni. Ngoko kusengqiqweni, kuba mboleko ngomyinge wenzala kwinqanaba 400 pesenti ngamnye ngonyaka - oku ibiza kakhulu. Akukho lula ukuba akhuphe mboleko kubathengi ebhankini nge 30-40 ekhulwini?

Njengoko yokusebenza ibonisa, ayikho lula. Xa usenza isicelo semali-mboleko kwi lebhanki zonke ubolekayo kufuneka afumane uthotho iinkqubo zokuhlola: ukuba baze nala maxwebhu ukunika iziqinisekiso zengqesho , njalo-njalo. Xa kunjalo, ukuba ufuna ukuthenga indlu okanye imoto, izenzo ezinjalo gwe. Kwaye, bathi, ukuba ayikho imali encinane iveki, nje "abambelele" kumvuzo, ngoko hamba kuzo zonke ezi mvavanyo ukuba imali encinci enjalo ngqiqweni. Kulula ukwenza ngokukhawuleza kwaye kube lula. Nantso into micro-credits.

Uqinisekile ukuba unako lula ukuhlawula ityala emva kokufumana imali, emva kweeveki 1-2. Uyaqonda ukuba akukho miqobo ukufumana ayikho imali. Ukongeza, ufumana yonke intanethi, oko kukuthi, hayi ukuya naphi na kufuneka imali. Uyavuma, kule iinkonzo mzekelo ezifana Moneyman - ezi abancedisi zemali yokwenene. Ukuphonononga yanelisekile abathengi ukuqinisekisa oku.