Akhawunti Management Ihlawulwa

lweshishini ngalinye ngethuba kwishishini, ufuna ukufikelela kwisikhundla ozinzileyo zemali. Kodwa icandelo lemveliso luphawulwa rhoqo, ngoko ukuba kukho imfuneko yethutyana izibonelelo ezongezelelweyo. Ukuzalisa lo msantsa idla ngokwenziwa ngoncedo imali ebolekiweyo. Kungenxa yoko le nto ulawulo eyiyo lwe akhawunti ezifunyenweyo kuthathwa ukuba mba ubalulekileyo umsebenzi kolawulo kunye nesebe accounting.

abatyali Uninzi ekufundeni kutyalo-mali kwiziko elitsha ucinga izikhombisi ezifana creditworthiness. It ephawula ithuba yokulungelelanisa nje ukuboleka izibonelelo zemali, kodwa esifike uzibuyisele ngomdla. Ulawulo lweshishini akhawunti ezifunyanwayo iquka iintlawulo inqaku mali non-mali, abangancedekanga lwenziwe, ii-invoyisi ezingahlawulwanga iimveliso ngenqanawa wayinikela, kwakunye namanye amatyala kunye namatyala ezibalaseleyo.

Iingcali inxaxheba kuphuhliso imiyalelo eziphambili zobuchule inkampani, kufuneka sisekelwe phezu kwemimiselo kakhulu yeshishini:

• Utyekelo for ukukhuliswa inzuzo.
• Ukuncitshiswa okungaphezulu e kwicala nenkcitho.
• Bamba izikhundla phambili kwi lemarike iimpahla ezifanelekileyo kunye neenkonzo.

Ekugqibeleni, nayiphi na inkxaso-mali ezongezelelweyo ejoliswe ekufezekiseni iinjongo ngentla. Kakade ke, ngaphandle ukuboleka ukunikela imveliso nempumelelo phantse nzima. A akhawunti ukulawula ukuhlawulwa isekelwe phezu kulawulwe salathisi, nto leyo ichaza umlinganiselo kokulingana kunye capital kwetyala. Umgaqo ephambili kukuba umthamo eyinkunzi waphakamisa akufuneki igqithe ixabiso labo. Ke kulula ukuba achaze, kuba xa kwimeko nokungakwazi ukubhatala amatyala ngeendleko yenzuzo, intlawulo lwenziwa kusetyenziswa izibonelelo ziyisebenzise yenkampani.

Kule nkalo kufuneka kuqatshelwe ukuba ulawulo lwe-akhawunti ezibhatalekayo kuthetha emisela umda umda kweemali kunye nokuvunywa neenqobo eziphambili ukufumana imali eyongezelelekileyo. Ngokuqhelekileyo, la magama ziyavunywa kwisivumelwano esibhaliweyo amaqela amabini: umboleki kunye kwibhanki zorhwebo, oko kukuthi, ngokwesivumelwano yokubolekisa mazwe. Sisagqithisa koku mda ayivumelekanga. Ekuqhubeni umsebenzi yolawulo kufuneka lusekelwe ngamnye iindlela ukhetho, imigaqo kunye neentlobo yolawulo ngokungqinelana ubulungu yesebe, isikali imveliso kunye neempawu kwinkampani ethile.

Ukuba sicinga umlinganiselo abanamatyala kunye abatyalwayo lombutho eyahlukileyo, kwakuwo lwe akhawunti ukuhlawulwa kuthathwa into entle. Oku kubonisa ulondolozo-mali zazo, kwakunye nokusetyenziswa ngokupheleleyo ithuba ekutsaleni eyinkunzi. Ukongeza, uxanduva lolawulo ziquka ukwabiwa ubengo eyinkunzi ebolekiweyo ngokomlinganiselo iinjongo ezimiselweyo. Njengoko usazi, iibhanki zorhwebo ngemali imibutho kuphela phantsi isibonelelo esithile ngokungqongqo olubekelwe bucala.

Impumelelo yomsebenzi wolawulo kuxhomekeke kuhlobo iindlela zolawulo ezihlawulwayo ekhethiweyo. Kulo mzekelo, indima ebalulekileyo ngokulinganayo ngoku udlalwa nge umthombo ethile wengeniso. Ngoko, inokubuyiselwa ngemali ngeendleko abatyali ngohlobo iminikelo buso okanye izabelo elikomkhulu ukuqala okanye inxaxheba iiprojekthi ezintsha, mboleko zorhwebo kwiibhanki, intlawulo yesavenge ukwenzela iimveliso ezithunyelwa. Xa ndiqukumbela, singatsho ukuba ulawulo lwe-akhawunti ezibhatalekayo yinkqubo unzima ifuna ubuchule olubanzi kunye nolwazi.