Iintlawulo nezolo (rhoqo, ngamaxesha)

Ngoku inikeza inani elikhulu kweesevisi ezohlukeneyo, leyo, ngethiyori, kufuneka wenze umphefumlo womntu mihla lula. Umzekelo, iintlawulo yomhla nezolo. Yintoni na, yintoni na ubuhle babo nangobubi, makhe sijonge inqaku.

Yintoni na iintlawulo yomhla nezolo?

Igama Intlawulo livela kwintlawulo IsiNgesi nezolo, nezwi kuvakala ngathi "intlawulo rhoqo". Olu hlobo nako ukuhlangabezana phantsi kwegama "avtoplatezh". Oku kuthetha ukuba i-debit kwi-akhawunti yakho yebhanki okanye ngeselula kwenziwa ngokuzenzekela, kufuneka kube kanye kuphela ukuqwalasela inkqubo usebenzisa i nezihlandlo ubhale-umdlalo kunye nemali efunekayo. Kubalulekile ukuba ukuthobela imeko enye kuphela: i-akhawunti kufuneka imali. Eneneni, olu hlobo weshedyuli kweentlawulo transfers.

buhle

Iintlawulo Periodic ilifa eziliqela iingenelo. Ukuba rhoqo, ngenyanga emva kwenyanga, ukwenza imicimbi ethile zemali, ngoko ukuqhelanisa avtoplatezh, ukonga ixesha elichithwa uphumezo zabo kuzaliseka.

Ngaphezu koko, kuya kuba kuhle ukuba akukho mfuneko ukugcina umhla ekuvuthweni i engqondweni ukuba woyike kwamatyala amabi. Kuyinto elula kakhulu mboleko, ngenxa yokulibaziseka ukuqaliswa kwe-mboleko ebhankini na isohlwayo.

Kwakhona elula ukusetha i avtoplatezh mobile phone ngoxa kuncitshiswa imali yayo ngaphantsi kwenqanaba elithile. Oku kususa inkxalabo ukuze ngesiquphe ziphulukane zonxibelelwano ngenxa na kuqaliswa ngo-mali ngexesha. Eneneni kuya kuba abo badla ukuhamba kuhambo loshishino.

UNYE umdibanise kukuba ezinye iinkonzo zifundisa ngezaphulelo kwiinkonzo zabo olunikiweyo design avtoplatezhey. Kwakhona a plus i kukuthenga uthuma. Xa avtoplatezhe okanye hayi, okanye ke alithe gangqa kunye nezinye intlawulo iindlela.

ukushiyeka

Iintlawulo nezolo, ngelishwa, abe imisebenzi ophezulu umngcipheko, njengoko eveliswa ngaphandle kwesigunyaziso ngakumbi. Oku kuthetha ukuba imvume yakho ukurhoxisa imali akukho namnye uya bacele.

Ukuba avtoplatezh iqwalaselwe ethunyelwayo zangaphandle, kubalulekile ukukhumbula ukuba veki nangeeholide azinikezelwanga ibethelelwe. Kubalulekile kwakhona ukuqinisekisa ukuba imali iyonke ayidluli kumda esekwe okanye ukulingana kwikhadi. Kungenjalo, intlawulo ayisayi kwenziwa.

Avtoplatezhi kukhuseleka, kwaye kungenzeka zobugcisa ukusilela kwinkqubo. Kwakhona, akukho okubakho ukuxhoma ukusetyenziswa kweemali xesha, kuya kufuneka ukuba ucime zonke ezinye izicwangciso, uze amisiweyo iparameters kwakhona.

Ngoko ke, kwimeko iintlawulo rhoqo kufuneka asebenze kumgaqo 'ithemba, kodwa uqinisekise. "

Ukuze avtoplatezhi elula?

Zoba up iintlawulo rhoqo kunokuba iimpahla kunye neenkonzo ezahlukeneyo, ngokunjalo ukukhonza iimfuno zoshishino. Ngoko ke, ukuba ayifanelekanga kuphela kwabantu kodwa kananjalo imibutho, yabucala osomashishini.

Xa izinto zamashishini, uyakwazi ukuqwalasela avtoplatezhi yokufikelela zokugcina ezahlukeneyo umxholo okanye SaaS-nkonzo (umzekelo, ingxelo online), ukuba siphakamise ukuhlawula iirhafu kunye nemirhumo.

Kuba izidingo lula ukuphumeza avtoplatezhi ngothungelwano zeselula, i-intanethi, ezorhwebo TV, eziluncedo, acime mboleko. Ungaqwalasela ngokuzenzekelayo kokudluliselwa mali, umzekelo, izalamane okanye abahlobo, ngokunjalo yokutshintsha imali, ukuba ukwenze ngenxa yezizathu ezithile ezifunekayo.

Abathengisi aku ukunikela abasebenzisi zabo ukubhalisa okuhlawulela iimpahla neenkonzo.

Ukuba ababandakanyekayo ke ndingenalo, loo transfers kwakhona iqwalaselwe njengoko elikhala kweentlawulo. Ukuba wenze utyalo-mali, kunye kokufaka idatha kungakwenza iqwalaselwe ngokusekelwe kumathuba athile. Oko kukuthi, enyanisweni, yokuphinda unako ukwenza phantse naluphi na uhlobo lwentlawulo eyenziwa rhoqo.

Kuyinto elula ukuba alungise iintlawulo oluzenzekelayo, yaye abo bathatha inxaxheba kwiinkqubo micro-credit.

Indlela ukunciphisa imingcipheko?

Ukuhlawula iintlawulo ubuyela kuwe umtya zizinto ezimbi, landela imiyalelo yokhuseleko. Makungaze naphantsi kwazo naziphi na iimeko musa ukudlula ikhadi amaqela esithathu. Nkqu yiweyitala yokutyela akanalo ilungelo lokuba ndibuthabathe. Zonke zazo kunye nekhadi kufuneka wenziwe kuphela ebusweni bakho.

Isibakala sokuba intlawulo kuyimfuneko ukwazi kangako: inombolo yekhadi, igama wekhadi, umhla wokuphelelwa kunye nekhowudi CVV \ CVC, efumaneka esidlangalaleni ngasemva. Ngoko ke akukho mfuneko ade ebe ukuba ikhadi lakho, ubhale iinkcukacha eziyimfuneko ngokwaneleyo.

Keep kwiselula yakho yebhanka, lemo yonxunguphalo, kwaoko ukuqhagamshelana nabo, block kwikhadi. Connect zebhanki mobile, ngoko malunga yonke intshukumo kwi yakho akhawunti lwangoku , uya kufumana isaziso SMS. Sebenzisa sites kuphela bathembela, iivenkile kunye neehotele. Gcina lwakho ukhuseleko anti-virus kwikhompyutha yakho uze usebenzise ii-PC abanye abantu okunye intlawulo. Cwangcisa umda iintlawulo ngekhompyutha. Ezinye iibhanki ezikuvumela ukuba ukwenze oku kude, ngaphandle ehambele-ofisi. Okona kubalulekileyo - sukulibala turn off avtoplatezh ukuba bamise ukusebenzisa nayiphi na inkonzo.

Le migaqo azikho nzima ukuthobela, kodwa kukunceda ukulondoloza imali yakho.

Indlela ukumisa avtoplatezh?

Iibhanki phantse naluphi na uhlobo isithembiso sentlawulo ukuseta intlawulo oluzenzekelayo. Xa bank Internet kuba kwanele ukuba uphawu "Phinda rhoqo."

Ukuba ufuna ukucwangcisa i ephindaphindekayo iintlawulo kunye neenkonzo uhlawula kuba ngeli xesha akukho kuyimfuneko, uze ukhethe "Yenza avtoplatezh". Apho, ngenisa igama ukusebenza, khetha ukubulawa rhoqo (qho ngeveki, qho ngenyanga okanye ngemihla ethile), khangela le semthethweni (kodwa kungaphelelanga apho naluphi na umhla othile okanye inani iintlawulo). Inkqubo ebisebhankini ngalinye inokuba nomahluko kancinane, kodwa mgaqo efanayo yonke indawo.

Qwalasela avtoplatezhi kunokwenzeka kuphela ngokusebenzisa zebhanki online, kodwa kwakhona nge wallet elektroniki. Umzekelo, "Yandex" ukuvumela makasizalise imali eseleyo mobile phone.

Iintlawulo rhoqo kunye namashishini

Ukuba ujonga avtoplatezhi ngokwembono abanini beshishini; kukulungele kanye kakhulu. Abathengi inakho nokujoliswe a rhoqo nokusetyenziswa kweemali, njalo njalo, ngoko akukho mfuneko yokuba uphinde lwazi.

Avtoplatezh yenza ukubala inkqubo iimpahla okanye iinkonzo lula, yokunqanda inzaliseko inani ezongezelelweyo manyathelo, nto leyo kwandisa kwiintengiso online zigcina embalwa ngamaxesha. Oku kubaluleke kakhulu ingakumbi ezo amashishini afundisa okusisigxina le nkonzo: ibamba, umabonakude yorhwebo, iityhuthoriyali, ukufikelela kwezinye izibonelelo.