Self-mali - yintoni na le nto?

Self-mali - yintoni na le nto? Yintoni eyona kule nkqubo? Njengokuba kubhaliwe ukusebenza? Oko lisebenza njengesiseko ukuphunyezwa kwayo? Yiyiphi indima ebalulekileyo edlalwa self-mali kwi umba yophuhliso lwamashishini? Hayi indlela ekubaluleke ngayo ukuba umsebenzi wayo izinzile?

ulwazi jikelele

Self-mali - kukubonelela kulahlwe epheleleyo imali, nto leyo evumela ukuba ukunika imisebenzi, ukuphuhlisa imveliso kunye nezakhiwo ukuze enze umsebenzi othile eku sunguleni, ukuze baphumeze ukuphuculwa zobugcisa, ukwandisa imivuzo kubasebenzi ngokomlinganiselo ngegalelo labo yabasebenzi. Kuthetha ntoni ukunika?

imisebenzi Self-mali lweshishini kwandisa kakhulu indima unciphiso enomfanekiso umthombo. Kwiimeko ezinjalo, naye ukwandisa isabelo yayo phakathi imali. Kodwa ubukhulu bayo lokugqibela kuxhomekeke kakhulu isakhiwo imveliso, izinga lokukhula kwee-asethi ezisisigxina, labo ixabiso kunye namazinga ukuphelwa lixabiso. Nokwanela, kwaye nalo ke self-mali lwamashishini yi umgaqo obalulekileyo ubukho iinkampani mihla kunye nemibutho.

Iimfuno yeemeko mihla

Ngoku, kunye self-mali ukuze abe nempumelelo elizayo, iinkampani banyanzelekile ukuba banike lwezenzululwazi uphuhliso lwabo mveliso,, zeteknoloji kunye nezentlalo. Ukongeza, kuba ivumela mali karhulumente ukwenza xi esemgangathweni mali, kulandele ukusetyenziswa iindawo kakhulu ebalulekileyo ekuhlaleni - inkxaso yoluntu, uncedo xa ngokutsha uqoqosho, uphuhliso olunokubakho lwenzululwazi nobugcisa.

izimo ezidingekayo ukuze ishishini self-mali - ngulo ujolise indalo kunye nokuthengiswa kwemveliso apho abathengi banomdla, yaye oko akhuphisane iimpahla okanye iinkonzo okhuphisana. Ukongeza, kusafuneka ukuba bakwazi evumayo ukuba ziziqhelanise nemiqathango rhoqo ukutshintsha emarikeni.

Kwenzeka iqhele ntoni?

Xa kukho imisebenzi self-mali lweshishini kunye neendleko ingxelo epheleleyo, isihloko uqoqosho lilodwa lenza izigqibo malunga uluhlu olubanzi imiba, kuquka ucwangciso, ekukhuthazeni, ngezimali, uphuhliso lobuchwepheshe kunye nentlalo, imveliso kunye nabanye abaninzi.

Ekubeni nabo banoxanduva ngesiphumo Ngezenzo kakhulu banomdla, kwaye athathe izigqibo waqiqa kwaye baziswe, leyo eyenzelwe ukuba ukukwandisa resursoispolzovanie kwaye Ngokuqonda amandla ngokupheleleyo. Self-mali - yinxalenye geqe.

Kwaye ukuba, ngokwenene?

Makhe sijonge a umzekelo ekhawulezayo kunye elunxwemeni. Kukho iziko lemali obusisiqalo ukuthatha imali evela kwabemi iidiphozithi umba mboleko kubo. Ukuba self-mali ngemisebenzi - kulungile. Kodwa apha kukho icala, okanye umntu evela kulawulo aphezulu ukukhohliswa, yaye imali kunqaba. Ngamanye amazwi - umgaqo lweshishini self-mali awuzali.

Kulo mzekelo, ukuthintela ukuphulukana ngu abagcinisa eziqhelekileyo, urhulumente ongena ulawulo yethutyana. Uya ngokusebenzisa imisebenzi yezolawulo kunye nezahlulo kunye nokuphelisa okanye ubuncinane ukuncitshiswa lweziqhamo ezimbi. Kwaye ke ibhanki ngokwayo asisiso kuni (abanini) kuba ayikwazi ukwenza imisebenzi efunekayo.

Yintoni ekufuneka ukuba ube yimpumelelo?

Ngaphambili kuxeliwe ukuba kuyimfuneko ukuba bagxininise abathengi kunye neemveliso ukuphumeza ngenzuzo ungakhuphisana oko ezifumanekayo ezivenkileni kakade. Kodwa ke ukuba zonke ngokusekelwe ngokusekelwe ogama - equity. Nguye lo isiseko ngokusesikweni kunye 'iphefumlelwe yobomi "kwi kwishishini.

Sekunjalo, inkxaso-kuphela ngeendleko capital equity akagwetyelwa. Oku ikakhulu kuwiselwa mveliso yabo imveliso inophawu onyaka. Ngelo xesha linye kufuneka ube umholo, kuba sisiseko ukuzimela nokuzithemba. Nangona kunjalo, sihlale sikhumbula ukuba kuya imali ixesha elide. Kulo mzekelo, kubalulekile kakhulu emngciphekweni.

Ngelo xesha linye ixabiso equity yenye parameters ibalulekileyo ngemali kunye nabatyali. Ngenxa yoko, kukholelwa ukuba ezinkulu isabelo sayo kwisixa se (imali ebolekiweyo kakhulu), ngoko ke kungcono ukwenziwa komsebenzi. Eneneni, ubukho obonakalayo (in ipesenti kunye ngokwemiqathango nobungakanani) tye ukukhusela ngemali kunye nabatyali-mali evela ilahleko yaye, ke ngoko, ukunciphisa umngcipheko wokulahla yonke into.

isiphelo

Kakade ke, ukususela lweshishini kuxhomekeke kwizinto ezininzi, kodwa hayi zonke. Ukuze ubone ubume ukusetyenziswa self ingumlingani. Ukongeza ukwalathisa lweshishini, oku kuchatshazelwa kwaye umgaqo-nkqubo werhafu. Oko kungakhokelela ekubeni yokunqongophala eyinkunzi yokusebenza nokunyusa imingcipheko zotyalo-mali.

Ukuba oyifunayo, ukuphucula ukusebenza kwisifundo yemisebenzi yoqoqosho kuyimfuneko ukuba basebenzise loo izixhobo unikele uhlalutyo. It ivumela ngokusekelwe iinkcukacha zamanani kunye accounting ubale umlinganiselo self-mali yokumelwa ngendlela yedijithali imeko yangoku kwemicimbi kwi nkampani, kwakunye ukuvavanya iintsingiselo zangoku. Kakade ngokusekelwe kwezi data, kuya kuba lula ukuba baqwalasele nezo zinto zifuna uphuhliso qhinga kunye nokukhuthaza esekelwe.