NgokweMigangatho yeHlabathi zokuPhicotha: inkcazelo emfutshane

Njengaye nawuphi na umsebenzi onxulumene kwindawo ebalulekileyo ebomini naliphi na ishishini, imeko yayo mali, uphicotho kufuneka bathobele imithetho engqongqo ukuze kupheliswe amathuba ezimbi zophicotho-esemgangathweni. Kuyinto ebalulekileyo ngokunjalo ukuba namhlanje, kwixesha jikelele ngokukhawuleza emazweni kwentlalo efanayo yezoqoqosho ehlabathini jikelele, kuwo onke amazwe uphicotho olwenziwe yi-scheme efanayo. Oku kubaluleke ngokukhethekileyo ukuba zamazwe ngamazwe, nto leyo iqanjwa amasebe amaninzi saa ehlabathini lonke. Kuyinto ukuze ukudibanisa inkqubo yokwenza lophicotho, kunye nemiqathango amazwe baye bamkelwa

Yintoni abamele? nemiqathango International - ezi maxwebhu ezizodwa eziqulathe iimfuneko ukuqhuba ukuhlola imeko yemali kwamashishini. Imigangatho ekhutshwe yi-International Federation of mali, kwaye isetyenziswa ngokubanzi kulo lonke ihlabathi. Kuqala kwinto zonke, zezona abasebenzisi abaninzi eyaziwa nolukhulu abameli MCA le ebizwa ngokuba "Big Four", equka inkampani "Ernst & Young", "PricewaterhouseCoopers", "Kay Pee-Em-Gee" yaye "Deloitte". Ekubeni mveliso yophicotho data iinkampani ngamazwe, kwimisebenzi yabo ziyasilawula kwisikhokelo esingundoqo nyathelo imigangatho yophicotho ngamazwe.

Nakuba kunjalo, kufanele kuqatshelwe ukuba ISA isetyenziswa kuphela ngabameli "Big Four". Isibakala sokuba imigangatho zophicotho zamazwe ngamazwe nezesizwe ezinento, kwaye uninzi lwamazwe kusekwe imigangatho zabo isekelwe kumava ngamazwe. Oku kuvumela i ngezinga elikhulu ukuvumelana kunye Uqinisekiso zinika lophicotho kakhulu standardised naphi na ehlabathini.

Ucalulo kwemigangatho zophicotho yamazwe ngamazwe - ukuba uzahlule iindidi ezithile ngokungqinelana kucalulo ethile sophawu. Kudla kukho mnye kuphela Ukuhlelwa osemqoka - inyathelo ubhalo zophicotho, okutshabalalayo ezikumgangatho ethile. Kungenxa yoko le nto imigangatho zophicotho zezizwe ngezizwe lungohlulwa lube zezi ntlobo zilandelayo:

- imiba yentshayelelo - ukunika ufifi zeenqwelwana ingqiqo zophicotho kunye kolawulo nokuhlola;

- Uxanduva - ukuvula zonke iimbopheleleko yomphicothi ukuya umxumi, zilawula kokugqitywa contract zophicotho, ahlawule ingqalelo inadmissibility kokubhengezwa zincwadi neziphumo ulwazi ibandla client;

- Ucwangciso - imigangatho yophicotho ngamazwe kolu didi ukunika ufifi yokulungiselela isicwangciso sophicotho, kuthathelwa umngcipheko akhawunti, bezinto kunye nezinye iingongoma ezibalulekileyo kwi isicwangciso yophicotho ;

- Inkqubo yolawulo lwangaphakathi - ucacisa ukuba ufuna njani kukuhlalutya inkqubo-mali kunye nolawulo lwangaphakathi yenkampani.

- Audit Ubungqina - nemiqathango yamazwe ngamazwe malunga ubungqina yenye yezinto ezibalulekileyo kuba nemigomo maxwebhu kuthathwa yi ngumphicothi njengobungqina isivumelwano kwaye bahlelwe ngokwezi ngomlinganiselo kukuthembeka;

- Ukusetyenziswa iinkonzo zomntu wesithathu - ukuchaza iimeko apho umphicothi unelungelo (okanye imbopheleleko) ukuba bafune uncedo nabanye abantu ngexesha lophicotho;

- Ingxelo yoPhicotho kwaye leads- nokulawula izinto ezifunekayo kunye neentlobo zokuphicothwa mveliso, nto leyo eya kuqhutyelwa ekupheleni predpritiya yolawulo test;

- uphicotho eziZodwa - ukunika ulwazi kohlolo kwiindawo ezizodwa kakhulu;

- Iinkonzo Related - ukulawula uluhlu lweenkonzo ezongezelelweyo ezinokunika inkampani ehlola.