Ngawaphi amaxwebhu afunekayo ukuze uncedo mboleko ku mboleki

Ngoncedo abahlali mortgage unokuba abanini ezipheleleyo iiyunithi zokuhlala. Olu khetho eqhelekileyo yokuthenga indlu eRashiya kwi ukhuseleko wathenga okanye ezikhoyo nobunini. Kwimeko non-mali (okwendalo) credit ipropati mortgaged kubekwa kwintengiso, kwaye iinzuzo evela kwintengiso zisetyenziswa ukuyibuyisa inqununu. Namhlanje, phantse bonke ngemali ukunika mboleko ngokwemiqathango kakuhle, kodwa apho amaxwebhu iyafuneka imali-mboleko, inokufumaneka kwiibhanki.

ERashiya, iinkqubo mortgage zinikwa inkxaso kwinqanaba likarhulumente kwaye kwi arhente mortgage ekhethekileyo. Okokuqala, lo ubolekayo kufuneka bavavanyelwe ukukwazi ukuhlawula kunye kwiziko lamatyala. Ngawaphi amaxwebhu afunekayo imali-mboleko? La maxwebhu eziphambili ke incwadana yokundwendwela kunye ubungqina bengeniso (2 NGOBUCHULE). Kananjalo uvumelekile ukuba banike umvuzo wabo ngohlobo ebhankini. Emva ukhetho owandulelayo umboleki elizayo kuya kufuna amaxwebhu engqina abasebenzi, usapho kunye nemeko kwezentlalo.

Ngawaphi amaxwebhu afunekayo ukuze mboleko kwisigaba sesibini?

bank ubani acele iikopi zala maxwebhu alandelayo: irekhodi ingqesho, VAT, isiqinisekiso inshorensi, idiploma kwemfundo, ikhadi lokuzazisa emkhosini, amaxwebhu umtshato (mtshato), ukuzalwa komntwana kunye nendawo uphawu baqeshwe isigxina. Kamva wakhonza amaxwebhu asemthethweni kwi-credit bureau, njengoko BTI yokundwendwela ukuba inkcazo lobugcisa propati. Esi iphakheji eqhelekileyo, oko akudingi Sberbank.

Yemboleko: Ngawaphi amaxwebhu ezifunekayo ukongeza

iziko ngalinye credit ubeka phambili ngendlela yawo, kunye uluhlu lwamaxwebhu. umphathi Credit ngokucokisekileyo uhlolisisa imbali yekhredithi kwaye iqwalasela izicelo ngemiqathango efanelekileyo client. Umzekelo, i-mortgage lwentlalo kunye mali karhulumente kufuna umntu amaxwebhu ngokulambisa ligxile. Uluhlu ngqo zifumaneka kumaqumrhu asekuhlaleni ukuba ukujongana nale miba.

Mortgage Military: Yintoni ezifunekayo amaxwebhu ukufumana?

Umahluko ephambili iza kuxhomekeka kukuba intlawulo yokuqala yenziwa akhawunti imali nejoni. Imali kwi-akhawunti ye-mali federal. intlawulo Mortgage uhlawula i-Ofisi yoMphathiswa lezoKhuselo. Ukuthenga indlu kwinkqubo imali kunye nenkqubo zokubambisa (NIS) yindoda mkhosi ababekhonza ubuncinane iminyaka emithathu. Ekuqaleni, NIS Party iya kubonelela ID emkhosini, itoti isiqinisekiso NIS, ingxelo yengeniso, ingxelo yomsebenzi (ikopi). Okunye ulwazi oluneenkcukacha kunye noluhlu amaxwebhu afunekayo, uya kufunda ebhankini.

Ngawaphi amaxwebhu afunekayo ukuze-mboleko

Ndifuna ukuqaqambisa uluhlu esemgangathweni amaxwebhu afunekayo ukuze ubhaliso intengiselwano:

-pasport;

amadoda -kuba - ID umkhosi;

-INN;

-Certificate-inshorensi yomhlalaphantsi;

-attestaty wokuhamba;

-spravki eqinisekisa umthombo ngcembe wengeniso;

-copy emigudwini, nto leyo zingqinwe umqeshi;

-documents ukuzalwa abantwana;

I-Bank nelungelo lokucela la maxwebhu alandelayo ukuba ukuhlolwa eneenkcukacha:

-spravku leekliniki psychoneurological;

amaxwebhu -pravoustanavlivayuschie kobunini (imoto, Cottage, indawo yokuhlala, indlu, isakhiwo);

amalungu entsapho -pasporta.

Phambi kokuba sokubulala lungamkeleki yentengiso kunye nokuthengiswa inkqubo sokubambisa, bahlaziye iingenelo neengozi, ngokuba eRashiya umyine wenzala yi onjalo nezincinane, yaye ngamanye amaxesha kufuneka ukuba uhlawule ebomini.