Inshorensi Casco, yintoni na?

Kule mihla, ukuthenga imoto kwi showroom, uyakwazi ukuva isindululo ukukhupha Casco. Yintoni na? Phantsi Avtokasko wayeyiqonda inshorensi isithuthi ingozi "Ubusela" yaye "ingathathwa".

ZeNtlawulo iimveliso inshorensi zibekiwe ngamnye. Xa ikhontrakthi inshorensi kubalulekile ukufunda imigaqo, oko kuya kukunceda ukuba uqonde into emacala-inshorensi. Ukuze ukhethe iimeko ngokupheleleyo inshorensi, kufuneka uqhagamshelane nomcebisi e Casco. Yintoni na, yintoni na nendlela baziphathe kwimeko-inshorensi, umphathi kufuneka ukuba uchaze.

Ziziphi izinto ezichaphazela ixabiso lokugqibela isivumelwano?

Casco iindleko nkqubo ixhomekeke kuhlobo lwesithuthi, unyaka imveliso, ubukho bezixhono zokuzikhusela inani abaqhubi abaza kuqhuba. Age kunye namava okuqhuba yomqhubi nganye kakhulu kuchaphazela nkqubo Casco. Insurance imali kuxhomekeke iinketho yokugcina isithuthi ebusuku, ukukhulisa imiba ziyasetyenziswa ukuba imoto ziya kugcinwa kufuphi kwendlu kwindawo yokupaka iimoto okanye egaraji ye op. Kwakhona, ixabiso lesivumelwano kuxhomekeke ukhetho yembuyekezo inshorensi xa isiganeko benefits: isikhululo ukulungiswa okanye intlawulo yemali (ukubala). iindleko ezisezantsi aokusetyenziswa yi-hlobo.

Casco imoto ngetyala

Ngokufuthi, ukuthenga esitsha isithuthi kwi showroom, abantu banyanzeleka ukuba ukungena Hull contract. Ngaphandle yokubala amathuba zemali, abaninzi bambuza: "Ngaba iindleko Casco kunokwenzeka ukuba ziquka kule mali-mboleko." Kakade ke, ewe, kodwa olu khetho alukho elula kakhulu. Yonyaka iya kuba ngokugqithisileyo kakhulu. Kule meko ke kungcono ukuba siqwalasele isavenge sentlawulo insurance premium yahlulwe ngezavenge ezithathu okanye ezine.

Casco - yintoni na futhi nokuba yintoni na ekufuneka uyazi?

Kufuneka kukhunjulwe ukuba umgaqo-nkqubo isebenza kuphela kwi kummandla Russian Federation, ngaphandle kokuba kuchaziwe ngenye indlela kwisivumelwano. OKhuselwe ngeInshorensi phantsi isivumelwano kusenokuba nawuphi na umntu ochaphazelekayo ngokusekelwe ngamandla ligqwetha. Insurance wavuma TC ngaphakathi kunye nangaphandle imveliso, ngaphandle umonakalo ebalulekileyo. Vehicle Age kufuneka ube neminyaka engaphezu kwama-6-10, ngokuxhomekeke kuhlobo lwesithuthi. Nangona kunjalo, kukho imida. Iinkampani ze-inshorensi ukuthatha isithuthi ngaphezu kweminyaka engama-10, ngokuxhomekeka ubhaliso-mboleko isithuthi okanye ingqesho. Ngelishwa, imoto, nto leyo inxaxheba kukhuphiswano, akanako inshorensi phantsi program.

I "50/50 Casco"

Yintoni na, njani yingenelo iprogram yaye ngubani na ukungena kwimvumelwano ngokwemimiselo entle? Enyanisweni, ukuba abaxhamla kule nkqubo akakwazi ukwenza yonke into. Okokuqala, imiqathango ubudala. Okwesibini, i-inshorensi ukhuselo ukhetho intlawulo aliquki ithuba lokufumana imali ngenxa ukubala. Malunga nezinye imigibe-nkqubo "50/50" zingafumaneka kwinkampani ye-inshorensi. Zonke bokuqonda ukuba akunjalo ningalichazi, ukuba ingafunyanwa uhlolisiso ngenyameko imithetho inshorensi.