Igalelo okungaphezulu e Golden

Namhlanje kwafika ixesha xa kufuneka uvule nembono ukuze sikwazi njani igalelo eliphezulu igolide, ngokuba kuqoqosho jikelele Kwawankwantyisa ngeentlekele ezintsha kunye imali ezilahlekileyo uzinzo yayo yangaphambili.

Isiseko kwabo baye bagqiba opt kutyalo ngokuba "igalelo eliphezulu ngegolide" lowo ongazanga ujonge koko waba izinga drop encinane - lixabiso segolide. Ixabiso olu ngoku liphumeze ukukhula ukususela ekuqaleni konyaka kwi pesenti ezilishumi elinambini US dollar elingana. Kuphela inani elincinane yeebhanki inika yokugcina iidipozithi ngegolide. "Publication" ukubonelela idatha efana ngoSeptemba 2009, ukuze kumaziko-12 kuphela ukuba imveliso leyo.

On naziphi na izifundo economics wafundisa ukuba ufuna ukutsala izibonelelo ezitsha ukuba iibhanki ngokwabo nazo ithetha imisebenzi ukubekwa ezi zibonelelo efanayo ngokwabo. Njengoko kukho namhlanje, kunye nokukhula libya ngetyala ngegolide. Ngokwesiseko hit kucebisa kwabathengi kunye nemveliso nezacholo yeentlekele kwehlabathi ezipokothweni ngabo kubathengi eziphambili imveliso. inzala Bank emva iziganeko ezinjalo "iidipozithi negolide" ziyafana kakhulu yahlukile kwezinye izibonelelo.

Umthetho eziphambili kunye ezibalulekileyo deposit legolide - indlela ngenyameko, multi-ohlalele bacacisa ngokupheleleyo imbono kwi iidipozithi zegolide. Yobumbaxa ukwahluka imveliso kakhulu kangangokuba kube nzima kakhulu ukugcina umkhondo zonke iinkalo kunye nemiba olungenakuzisa zonke iirisithi kunye neenzuzo ngubani wabeka "0".

Phambi bullion kwi ezandleni mali ubonakala abanomdla isevisi njenge akhawunti metal ezingabiwanga kwi Savings Bank okanye umdla kwabo bafuna pick up idipozithi of bullions. Ekubeni esinjalo ingot nga mazigcinwe esefini kwaye silindele ukukhula entsha kweekowuteshini, yaye ngaloo ndlela amaxabiso intsimbi.

"Cashed" mhlawumbi nkqu idipozithi, ayinazo isekela emzimbeni, kodwa kuya kufuneka uhlawule iintlawuliso ezongezelelweyo. Abo banqwenela ukuya kuthabatha ekupheleni idipozithi iindleko ngohlobo lwemali okanye yemali amagama kufuneka ukuvula idipozithi "kwi ngegolide ikheshi". Umntu othenga non-cash ngegolide, uya kuhlawula kuphela intsimbi ngokwayo kwaye ufumana igalelo ubuninzi ukuya igolide kwixesha elizayo. Xa kuthengwa igolide emzimbeni kufuna intlawulo ingot, imveliso yawo, ukuhanjiswa, ukugcinwa, njl - Kwihlabathi uninzi onke amatye anqabileyo iintengiselwano ezenziwa yibhanki ngegolide. Eyona engundoqo plus non-cash igolide inqanaba elisezantsi kakhulu wokuthenga umda kunye nemisebenzi bethengisa (malunga elinye ekhulwini), lo gama imisebenzi kunye index ngegolide emzimbeni ekhula phindene kalishumi. "