Tshala lweeprogram ezingezoze-yentlawulo wekhredithi: zonke bokuqonda kunye ubuqili umbandela

Kakade ke, namhlanje, phantse zonke ibhanki ungafumana ityala ngaphandle naziphi na iingxaki. Oku kungenzeka esetyenziswa yi ezininzi njengenye indlela ukuthenga into eninzi ezifana nemoto, kunzima kakhulu.

Ingxaki kukuba asingawo onke kubaboleki nga ingcinga bahlole izakhono zabo zemali. Ngenxa yoko, oku kukhokelela yokuba aphule ucwangciso iintlawulo nazo nezohlwayo. Abanye bade baqale wonder: "Ngaba kutyala lweeprogram ezingezoze-yentlawulo credit '?

Ukongeza kule ziko lamatyala rhoqo umisela zokuzicingela ukuba izinga lenzala, ukuze kubuyekezelwe ngandlel ngenxa iilahleko ezinokuvela ngenxa yokwaphuka izibophelelo yi onetyala.

Kanti ke, umbuzo wokuba ingaba ukulima lweeprogram ezingezoze-lokuhlawula imali-mboleko, inzuzo wonk 'ubani efuna ukuboleka imali ebhankini. Makhe siqwalasele ngokweenkcukacha.

Oko izazi zithi

Enyanisweni, intsimi uboleka iingcali, ephendula umbuzo malunga nokuba ndityale lweeprogram ezingezoze-lokuhlawula imali-mboleko, ngokwenkcazo akukhethi ukusetyenziswa ngo malunga mboleki. Kodwa kwiimeko practice namhlanje efanayo - lwepaki.

Banking ziko kumabakala okuqala engagqibekanga kweemeko imboleko kwesivumelwano umboleki uqala ukuthatha amanyathelo okuqinisekisa ukuba abuyele yabo imali kunye nenzala yayo. Ngelo xesha amaziko ezemali awufuni ukuba lokubandakanyeka 'enkqonkqoza ngaphandle' imali kwaye inxenye ke sonetyala bathengise ityala arhente yokuqokelela. Ngokuqhelekileyo, kuba anisizakali ukuba ahlukane imali yabo, baze babuyele kwi-ofisi ekhankanywe kuphela kwiimeko kakhulu.

Le yokugqibela, Kakade ke, musa kusoloko asebenza ngaphakathi komthetho; kodwa ukuba nalo mthetho ezimbi abafuni. Ngoko ke, kwiimeko ezininzi, kungekuphela nje isixhobo lwabo - usongo ngefowuni. Kwaye kulapha kubaboleki bacinga nzulu malunga nokuba ndityale lweeprogram ezingezoze-kwentlawulo mboleko.

Umthwalo non-ukuhlawula ityala

Umthetho mthetho akuthethi ivume ukuba kwakuza entolongweni ngokusilela ukuhlawula le mali-mboleko. Noko ke, ngo ukuthotyelwa komthetho baye iimeko apho neye aye entolongweni, kodwa izenzo zabo iziqu ubuqhetseba.

Ngelo xesha linye abazange babe nayiphi na ipropati apho oko kunokwenzeka ukuba iwise isohlwayo.

Zama ukusombulula ingxaki ngokwakho kunye elunxwemeni

Ukuba ngaxa abanye baqonde ukuba uneengxaki kuhlawulwe imali ebolekiweyo, kungcono ukulungisa lo mba ibhanki ngaphandle iingxabano. Ngoko ke musa ukuba adala ubuchopho babo ukuba isigwebo non-kwentlawulo mboleko. Ukuze kuthintelwe ukusetyenziswa ebhankini eqatha, ukuze simkholise ukuba musa ukunikezela lokuhlawula ityala aze achaze ukuntsonkotha le meko. Inene, ibhanki iya kuhamba ukudibana nawe utshintshe ngokosuku kweentlawulo.

Ukuba ibhanki akuthethi ukubonisa ukunyaniseka kuwe, ngoko unxibelelwano ne-arhente kwingqokelela ngelishwa akunakuphepheka.

Ngoko ke, xa kunjalo, musa ukuvumela olu hlobo waphula umthetho izibophelelo, njengoko non-intlawulo mali-mboleko. Yintoni esongela imali nevozrat - kuwe ebesele eyazi.

lokubanga

Noko ke, unxibelelwano kunye nabasebenzi-ofisi sokuqokelela kaThixo - alikho umlinganiselo kuphela azinampembelelo unetyala. Kakade ke, amaziko zebhanki angenza isicelo kwiinkundla ukuze ukukhusela iimfanelo zabo.

Abaninzi ubuza umbuzo ubhalo: "Ukuba kufuneka sibe non-kuhlawulwe mboleko Yintoni esongela olu khetho ukungathobeli kweemeko sivumelwano semali-mboleko kulo mzekelo, ukuba uvela enkundleni '? Impendulo izicacele: obolekayo kakhulu kuzo i-konke: ngaphandle yokuba kuya kufuneka ukuba uhlawule inxalenye okanye yonke yetyala, uya yalala phantsi kwembophelelo ukuba uhlawule izohlwayo nenzala. Kwaye xa kufikwa lokubaleka yobuqhophololo ematyaleni ngomlinganiselo omkhulu (ngaphezu 250 amawaka), inkundla for non-Intlawulo lekhredithi kuzisa umoni ubulungisa.

Emva isixa esithile ixesha emva kokuba bangene amandla isenzo yenkundla kuyaqalwa amanyathelo ukunyanzelisa, yonke impahla ekhoyo onetyala obanjiweyo ngokunyanzelwa.

Enoba kwenzeka ntoni na, kwimibandela enxulumene olungagqibekanga mboleko, akakwazi ukwenza ngaphandle koncedo nommeli onamava. Uya kuba nako ukunciphisa isixa izohlwayo kwiimeko ezithile nokuba ingqalelo intengiselwano olungasebenziyo kwi yokubolekisa ngemali.

Kaloku, ukuba kukho umgwebo sele upasisiwe, ngoko igqwetha izakuzama ukufumana isizathu kokulibazisa.

isiphelo

Ukunciphisa ubungozi yeengxaki zemali kunye ebhankini, ndicinga ngenyameko ngaphambi kokuba wenze imali-mboleko. Ukuba ngaba awunayo i nokholo oluzinzileyo lokuba uya kukwazi ngaphandle umonakalo ngokwayo yonke ngenyanga ukuze ahlukane isixa nth imali, ngoko, kunye mboleko, ufanele ulinde. Khumbula ukuba imali kufuneka uboleka ngobulumko yaye kwangaphambili ukuba ukubala zonke iimeko amandla majeure ezinokuvela kule nkalo.